Monmouth County and Rumson Borough property record for 20 Bingham Ave, Rumson, NJ 07760
| Property Type | Commercial Office |
|---|---|
| Details | 12,956 sqft |
| Lot Size | 0.686 acres (29,882 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,350,000 (Feb 2001) |
| Tax Bill | $34,076 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00009-0000-00004 |
| Primary APN | 41-00009-0000-00004 |
|---|---|
| Alternative APNs |
|
| Units | 8 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 12,956 sqft Total Area |
| Architectural Style | Colonial |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 29,882 sqft (0.686 acres) |
| Lot Dimensions | 180 ft deep x 166 ft wide |
| Account Number | 006400 |
|---|---|
| Street Address | 20 BINGHAM AVE |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1539 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | MU0 |
| Legal Description | AND AUNT NIT 1A |
| Legal Subdivision | ANDREW B & MARJORIE MANNING |
| Legal Block | 9 |
| Legal Lot Number | 4 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 95 AVENUE OF TWO RIVERS, RUMSON, NJ 07760-1703 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Dec 20, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF AMERICA NA |
| Sep 30, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2001 · Amount on Record |
| Deed Sale | Feb 8, 2001 · Amount on Record |
| Prior Sale | Aug 3, 1995 · Amount on Record |
| Deed Book / Page | 8004 / 9994 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 20 BINGHAM AVE, RUMSON, NJ 07760-1539 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2023 |
| Title Company | SCOTT TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 95 AVENUE OF TWO RIVERS, RUMSON, NJ 07760-1703 |
| Document Number | 0096282637 |
|---|---|
| Date | Dec 20, 2022 |
| Book Page | 9628/2637 |
| Instrument | 2022120565 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10036 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 20 BINGHAM AVE, RUMSON, NJ 07760-1539 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2022 |
| Title Company | SCOTT TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 95 AVENUE OF TWO RIVERS, RUMSON, NJ 07760-1703 |
| Document Number | 0096177819 |
|---|---|
| Date | Sep 30, 2022 |
| Book Page | 9617/7819 |
| Instrument | 2022099004 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,732,000 (+14.89%) Land $2,567,400 Building $1,164,600 | $3,732,000 (+14.89%) Land $2,567,400 Building $1,164,600 | |
| 2025 | $34,076.00 (-0.27%) | $3,248,400 (+5.66%) Land $2,223,800 Building $1,024,600 | $3,248,400 (+5.66%) Land $2,223,800 Building $1,024,600 |
| 2024 | $34,169.00 (-8.99%) | ||
| 2023 | $3,074,300 Land $2,072,100 Building $1,002,200 | $3,074,300 Land $2,072,100 Building $1,002,200 | |
| 2022 | $37,545.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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