Cumberland County and Harpswell Town property record for 4 Ash Point Rd, Harpswell, ME 04079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,199 sqft · built 1860 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $348,000 (Aug 2008) |
| Tax Bill | $2,598 (2025) |
| Deeds & Mortgages | Nov 2023 Refinance Apr 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:015 L:185 |
| Primary APN | HARP M:015 L:185 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,199 sqft Living Area |
| Gross Area | 7,429 sqft |
| 1st Floor Area | 1,837 sqft |
| Attic | Attic |
| Attic Area | 690 sqft |
| Basement Area | 1,782 sqft |
| Unfinished Basement | 1,782 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1113 |
|---|---|
| Street Address | 4 ASH POINT RD |
| City | HARPSWELL |
| State | ME |
| Zip | 04079-3429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IN |
| Legal Lot Number | 185 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 17101 |
Source: Cumberland County and Harpswell Town records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 ASH POINT RD, HARPSWELL, ME 04079-3429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 30, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance NORWAY SAVINGS BANK |
| Apr 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORWAY SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2008 · Amount on Record |
| Deed Sale | Aug 1, 2008 · Amount on Record |
| Deed Book / Page | 26247 / 341 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Property Address | 4 ASH POINT RD, HARPSWELL, ME 04079-3429 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0405020204 |
|---|---|
| Date | Nov 30, 2023 |
| Book Page | 40502/204 |
| Instrument | 43490 |
| Name | NORWAY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Property Address | 4 ASH POINT RD, HARPSWELL, ME 04079-3429 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0381320251 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 38132/251 |
| Instrument | 30809 |
| Name | NORWAY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2041 |
Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,598.00 (+4.72%) | $390,100 (-) Land $66,800 Building $323,300 |
| 2024 | $2,481.00 (+4.24%) | $390,100 (-) Land $66,800 Building $323,300 |
| 2023 | $2,380.00 (+3.39%) | $390,100 (-) Land $66,800 Building $323,300 |
| 2022 | $2,302.00 | $390,100 Land $66,800 Building $323,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 12 (1978–2024) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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