20 Ash Point Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 20 Ash Point Rd, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,375 sqft · built 2000
Lot Size	1.46 acres (63,598 sqft)
Owner	2 Individual Names on File
Last Sale	$503,200 (Oct 2024)
Tax Bill	$2,099 (2025)
Deeds & Mortgages	Aug 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`HARP M:015 L:181 S:001`

Property Details

APN / Parcel Number

Primary APN	`HARP M:015 L:181 S:001`
Alternative APN	`1111`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,375 sqft Living Area
Gross Area	7,452 sqft
1st Floor Area	720 sqft
Attic	Attic
Attic Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	63,598 sqft (1.46 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1111
Street Address	20 ASH POINT RD
City	HARPSWELL
State	ME
Zip	04079-3429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IN
Legal Lot Number	181
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	2
Census Block	2000
Census Tract	17101

Owner

20 Ash Point Rd is owned and occupied by two individuals who bought it in October 2024.

Source: Cumberland County and Harpswell Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 ASH POINT RD, HARPSWELL, ME 04079-3429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2024 · Amount on File
Deed Sale	Oct 15, 2024 · Amount on File
Prior Sale	Aug 11, 2023 · Amount on File
Deed Document Number	202438794
Deed Book / Page	41055 / 313
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARPSWELL ME
Recording Date	Aug 11, 2023
Property Address	20 ASH POINT RD, HARPSWELL, ME 04079-3429
Document Number	0402970188
Book / Page	40297 / 188
Instrument Date	Aug 11, 2023
Instrument	27694
Transaction Type	Transfer
Record Updated	Aug 28, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 NOGAL CANYON RD, NOGAL, MN

Tax Assessment & Valuation

The 2025 property tax bill for 20 Ash Point Rd was $2,099, up 9.4% from the year before.

Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,099.00 (+9.44%)	$315,100 (+4.51%) Land $57,900 Building $257,200
2024	$1,918.00 (+4.3%)	$301,500 (-) Land $57,900 Building $243,600
2023	$1,839.00 (+3.37%)	$301,500 (-) Land $57,900 Building $243,600
2022	$1,779.00	$301,500 Land $57,900 Building $243,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20 Ash Point Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Nearby Flood Policies	52 in force
Nearby Flood Claims	12 (1978–2024)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Ash Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20