16 Ash Point Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 16 Ash Point Rd, Harpswell, ME 04079

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details2 bd · 2 ba · 1,296 sqft · built 1920
Lot Size0.64 acres (27,878 sqft)
OwnerCompany Name on Record
Last Sale$375,000 (Aug 2023)
Tax Bill$3,570 (2025)
Deeds & MortgagesAug 2023 Mortgage
Jul 2023 Sale
Flood ZoneZone X (minimal risk)
APNHARP M:015 L:183

Property Details

APN / Parcel Number

Primary APNHARP M:015 L:183
Alternative APN
  • 1112

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,296 sqft Living Area
Gross Area3,424 sqft
1st Floor Area960 sqft
AtticAttic
Attic Area960 sqft
Basement Area960 sqft
Unfinished Basement960 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area27,878 sqft (0.64 acres)
Deck AreaDeck Area
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number1112
Street Address16 ASH POINT RD
CityHARPSWELL
StateME
Zip04079-3429
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning CodeIN
Legal Lot Number183
JurisdictionHARPSWELL ME
Township / Civil DivisionHARPSWELL
Census Block Group2
Census Block2000
Census Tract17101

Owner

Source: Cumberland County and Harpswell Town records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address552 LINCOLN AVE, SAUGUS, MA 01906-4199
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
BANGOR SAVINGS BANK
Jul 10, 2023Quit Claim Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2023 · Amount on Record
Deed SaleAug 16, 2023 · Amount on Record
Prior SaleJul 10, 2023 · Amount on Record
Deed Book / Page40305 / 137
Prior Transfer DateAug 9, 2023
Prior Transfer Doc0403050137
Record UpdatedOct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARPSWELL ME
Recording DateAug 16, 2023
Property Address16 ASH POINT RD, HARPSWELL, ME 04079-3429
Document Number0403050137
Book / Page40305 / 137
Instrument DateAug 9, 2023
Instrument28187
Transaction TypeTransfer
Record UpdatedMar 24, 2026

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address552 LINCOLN AVE, SAUGUS, MA 01906-4199

Mortgage

Document Number0000028188
DateAug 16, 2023
Instrument28188
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

July 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARPSWELL ME
Recording DateJul 10, 2023
Property Address16 ASH POINT RD, HARPSWELL, ME 04079-3429
Document Number0402320100
Book / Page40232 / 100
Instrument DateJul 7, 2023
Instrument22561
Transaction TypeTransfer
Record UpdatedMar 24, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 CENTRAL ST, SOMERVILLE, MA 02143-1609

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionHarpswell Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,570.00 (+47.58%)$536,000 (+40.9%) Land $48,200 Building $487,800
2024$2,419.00 (+6.33%)$380,400 (+2.01%) Land $48,200 Building $332,200
2023$2,275.00 (+14.21%)$372,900 (+10.46%) Land $48,200 Building $324,700
2022$1,992.00$337,600 Land $48,200 Building $289,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 52 policies
Nearby Flood Policies52 in force
Nearby Flood Claims12 (1978–2024)
Claims Outside the SFHA3 of 12
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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