64 Ash Point Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 64 Ash Point Rd, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,878 sqft · built 1966
Lot Size	2.66 acres (115,870 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,285 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jun 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HARP M:015 L:071`

Property Details

APN / Parcel Number

Primary APN	`HARP M:015 L:071`
Alternative APN	`1052`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,878 sqft Living Area
Gross Area	4,197 sqft
1st Floor Area	1,878 sqft
Basement Area	1,878 sqft
Unfinished Basement	1,878 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	115,870 sqft (2.66 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1052
Street Address	64 ASH POINT RD
City	HARPSWELL
State	ME
Zip	04079-3431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IN
Legal Lot Number	71
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	2
Census Block	2000
Census Tract	17101

Owner

64 Ash Point Rd is owned and occupied by two individuals.

Source: Cumberland County and Harpswell Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	64 ASH POINT RD, HARPSWELL, ME 04079-3431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · Line of Credit CAMDEN NATIONAL BANK
Jun 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK
Aug 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	64 ASH POINT RD, HARPSWELL, ME 04079-3431
Transaction Type	Mortgage
Record Updated	Mar 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0406390306
Date	Mar 6, 2024
Book Page	40639/306
Instrument	7623

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	64 ASH POINT RD, HARPSWELL, ME 04079-3431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0368170001
Date	Jun 17, 2020
Book Page	36817/1
Instrument	32469

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2040

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	64 ASH POINT RD, HARPSWELL, ME 04079-3431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0370950126
Date	Aug 25, 2020
Book Page	37095/126
Instrument	52231

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 64 Ash Point Rd was $2,285, up 4.5% from the year before.

Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,285.00 (+4.48%)	$343,100 (-0.2%) Land $74,600 Building $268,500
2024	$2,187.00 (+9.79%)	$343,800 (+5.27%) Land $74,600 Building $269,200
2023	$1,992.00 (+3.37%)	$326,600 (-) Land $74,600 Building $252,000
2022	$1,927.00	$326,600 Land $74,600 Building $252,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 64 Ash Point Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Nearby Flood Policies	52 in force
Nearby Flood Claims	12 (1978–2024)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 64 Ash Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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