Kane County property record for 3N964 Thornapple Rd, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,460 sqft · built 1968 |
| Lot Size | 0.504 acres (21,966 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $352,500 (Jan 2011) |
| Tax Bill | $13,746 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-28-102-002 |
| Primary APN | 09-28-102-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,460 sqft Living Area |
| Basement Area | 1,450 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Mansard |
| Roof Material | Asphalt |
| Lot Area | 21,966 sqft (0.504 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3N964 THORNAPPLE RD |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-5076 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 78 IN WILD ROSE UNIT NO. 2 |
| Legal Subdivision | WILD ROSE |
| Legal Block | 3 |
| Legal Lot Number | 78 |
| Legal Unit | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 852103 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3N964 THORNAPPLE RD, SAINT CHARLES, IL 60174-5076 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Feb 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 17, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2011 · Amount on Record |
| Deed Sale | Jan 26, 2011 · Amount on Record |
| Prior Sale | May 14, 2008 · Amount on Record |
| Deed Document Number | 20116831 |
| Last Transfer Date | Jun 17, 2019 |
| Transfer Doc | 0000030996 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3N964 THORNAPPLE RD, ST CHARLES, IL 60174-5076 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007680 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 2021K007680 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ITASCA, IL 60143 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3N964 THORNAPPLE RD, ST CHARLES, IL 60174-5076 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000009503 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 2020K009503 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate | 3.87% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 17, 2019 |
| Property Address | 3N964 THORNAPPLE RD, ST CHARLES, IL 60174-5076 |
| Document Number | 0000030996 |
| Instrument Date | Jun 17, 2019 |
| Instrument | 2019K030996 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3N964 THORNLY RD, SAINT CHARLES, IL 60174-1172 |
| Document Number | 0000030997 |
|---|---|
| Date | Jul 17, 2019 |
| Instrument | 2019K030997 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate | 4.87% |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,746.00 (+10.9%) Homeowner's exemption | $213,903 (+8.53%) Land $63,150 Building $150,753 | $641,966 (+8.53%) Land $189,526 Building $452,440 |
| 2024 | $197,091 (+17.28%) Land $58,187 Building $138,904 | $591,510 (+17.32%) Land $174,631 Building $416,879 | |
| 2022 | $12,395.00 (+6.02%) Homeowner's exemption | $168,055 (+4.91%) Land $54,761 Building $113,294 | $504,165 (+4.91%) Land $164,283 Building $339,882 |
| 2021 | $11,691.00 Homeowner's exemption | $160,190 Land $52,198 Building $107,992 | $480,570 Land $156,594 Building $323,976 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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