Kane County property record for 3N894 Thornapple Rd, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,581 sqft · built 1971 |
| Lot Size | 0.535 acres (23,322 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $523,000 (Jun 2023) |
| Tax Bill | $11,544 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jun 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-28-102-005 |
| Primary APN | 09-28-102-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,581 sqft Living Area |
| Basement Area | 1,128 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,322 sqft (0.535 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3N894 THORNAPPLE RD |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-5078 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILD ROSE UNIT NO. 2 - LOT 81 |
| Legal Subdivision | WILD ROSE |
| Legal Block | 3 |
| Legal Lot Number | 81 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 852103 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 737 WEDGWOOD RD, BLACK HAWK, CO 80422-4513 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 8, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 8, 2023 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Jul 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2023 · Amount on Record |
| Deed Sale | Jun 8, 2023 · Amount on Record |
| Prior Sale | May 8, 2023 · Amount on Record |
| Deed Document Number | 202318624 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 29, 2026 |
| Property Address | 3N894 THORNAPPLE RD, SAINT CHARLES, IL 60174-5078 |
| Document Number | 0000022072 |
| Instrument Date | May 20, 2026 |
| Instrument | 202622072 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 3N894 THORNAPPLE RD, SAINT CHARLES, IL 60174-5078 |
| Document Number | 0000022072, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 202622072 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.56% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 8, 2023 |
| Property Address | 3N894 THORNAPPLE RD, ST CHARLES, IL 60174-5078 |
| Document Number | 0000018624 |
| Instrument Date | May 31, 2023 |
| Instrument | 2023K018624 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $523.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 399 WALL STB, GLENDALE HEIGHTS, IL 60139 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3N894 THORNAPPLE RD, SAINT CHARLES, IL 60174-5078 |
| Document Number | 0000018625 |
|---|---|
| Date | Jun 8, 2023 |
| Instrument | 2023K018625 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.93% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 8, 2023 |
| Property Address | 3N894 THORNAPPLE RD, ST CHARLES, IL 60174-5078 |
| Document Number | 0000014546 |
| Instrument Date | Apr 24, 2023 |
| Instrument | 2023K014546 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $512.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3N894 THORNAPPLE RD, SAINT CHARLES, IL 60174-5078 |
| Name | Verified Name |
|---|---|
| Address | 399 WALL ST STE B, B, GLENDALE HEIGHTS, IL 60139-1987 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 1, 2021 |
| Property Address | 3N894 THORNAPPLE RD, ST CHARLES, IL 60174-5078 |
| Document Number | 0000050766 |
| Instrument Date | Jun 24, 2021 |
| Instrument | 2021K050766 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 414 FAIR OAKS DR, 414, WILLIAMS BAY, WI 53191-9404 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3N894 THORNAPPLE RD, SAINT CHARLES, IL 60174-5078 |
| Document Number | 0000050767 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 2021K050767 |
| Name | INLANTA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,544.00 (+2.76%) | ||
| 2024 | $11,234.00 (+8.74%) | $166,691 (+18.17%) Land $58,187 Building $108,504 | $500,273 (+18.21%) Land $174,631 Building $325,642 |
| 2022 | $10,331.00 Homeowner's exemption | $141,064 (+4.91%) Land $54,761 Building $86,303 | $423,192 (+4.91%) Land $164,283 Building $258,909 |
| 2021 | $134,462 Land $52,198 Building $82,264 | $403,386 Land $156,594 Building $246,792 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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