Kane County property record for 3N852 Thornapple Rd, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,572 sqft · built 1969 |
| Lot Size | 0.544 acres (23,710 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $429,500 (May 2022) |
| Tax Bill | $9,080 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-28-102-007 |
| Primary APN | 09-28-102-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,572 sqft Living Area |
| 1st Floor Area | 1,572 sqft |
| Basement Area | 864 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,710 sqft (0.544 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3N852 THORNAPPLE RD |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-5078 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 83 OF WILD ROSE UNIT NO 2 |
| Legal Subdivision | WILD ROSE |
| Legal Block | 3 |
| Legal Lot Number | 83 |
| Legal Unit | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 852103 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3N852 THORNAPPLE RD, SAINT CHARLES, IL 60174-5078 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage US BANK |
| May 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2022 · Amount on Record |
| Deed Sale | May 26, 2022 · Amount on Record |
| Deed Document Number | 202227897 |
| Prior Transfer Date | Jun 15, 1999 |
| Prior Transfer Doc | 0000067456 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 14, 2026 |
| Property Address | 3N852 THORNAPPLE RD, SAINT CHARLES, IL 60174-5078 |
| Document Number | 0000029662 |
| Instrument Date | Jul 3, 2026 |
| Instrument | 202629662 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3N852 THORNAPPLE RD, SAINT CHARLES, IL 60174-5078 |
| Document Number | 0000029662, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 202629662 |
| Name | US BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 13, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.55% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 26, 2022 |
| Property Address | 3N852 THORNAPPLE RD, ST CHARLES, IL 60174-5078 |
| Document Number | 0000027897 |
| Instrument Date | May 23, 2022 |
| Instrument | 2022K027897 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $429.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3N852 THORNAPPLE RD, SAINT CHARLES, IL 60174-5078 |
| Document Number | 0000027898 |
|---|---|
| Date | May 26, 2022 |
| Instrument | 2022K027898 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,080.00 (+9.74%) Homeowner's exemption | $144,004 (+8.53%) Land $63,150 Building $80,854 | $432,185 (+8.53%) Land $189,526 Building $242,659 |
| 2024 | $132,686 (+16.21%) Land $58,187 Building $74,499 | $398,217 (+16.26%) Land $174,631 Building $223,586 | |
| 2022 | $8,274.00 (+6.12%) Homeowner's exemption | $114,177 (+4.91%) Land $54,761 Building $59,416 | $342,531 (+4.91%) Land $164,283 Building $178,248 |
| 2021 | $7,797.00 Homeowner's exemption | $108,833 Land $52,198 Building $56,635 | $326,499 Land $156,594 Building $169,905 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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