Kane County property record for 3N990 Thornapple Rd, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,928 sqft · built 1967 |
| Lot Size | 0.512 acres (22,297 sqft) |
| Owner | Company Name on Record |
| Last Sale | $460,000 (Nov 2022) |
| Tax Bill | $11,168 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-28-102-001 |
| Primary APN | 09-28-102-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,928 sqft Living Area |
| Basement Area | 1,293 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,297 sqft (0.512 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 3N990 THORNAPPLE RD |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-5076 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 052-WILDROSE,OLD QRY |
| Legal Subdivision | WILDROSE |
| Legal Block | 3 |
| Legal Lot Number | 78 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 852103 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3N990 THORNAPPLE RD, SAINT CHARLES, IL 60174-5076 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2022 · Amount on Record |
| Deed Sale | Nov 9, 2022 · Amount on Record |
| Deed Document Number | 202254311 |
| Prior Transfer Date | Jan 13, 1996 |
| Prior Transfer Doc | 0000008646 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 9, 2022 |
| Property Address | 3N990 THORNAPPLE RD, ST CHARLES, IL 60174-5076 |
| Document Number | 0000054311 |
| Instrument Date | Oct 14, 2022 |
| Instrument | 2022K054311 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Title Company | PROPER TITLE LLC, PROPERT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3N990 THORNAPPLE RD, ST CHARLES, IL 60174-5076 |
| Investor | Possibly a Property Investor |
| Document Number | 0000054312 |
|---|---|
| Date | Nov 9, 2022 |
| Instrument | 2022K054312 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,168.00 (+15.74%) Homeowner's exemption | $175,280 (+8.53%) Land $63,150 Building $112,130 | $526,050 (+8.53%) Land $189,526 Building $336,525 |
| 2024 | $161,504 (+17.75%) Land $58,187 Building $103,317 | $484,706 (+17.8%) Land $174,631 Building $310,075 | |
| 2022 | $9,649.00 (+6.28%) Homeowner's exemption | $137,153 (+4.91%) Land $54,761 Building $82,392 | $411,459 (+4.91%) Land $164,283 Building $247,176 |
| 2021 | $9,079.00 Homeowner's exemption | $130,734 Land $52,198 Building $78,536 | $392,202 Land $156,594 Building $235,608 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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