39W556 Capulet Cir, Elgin, IL 60124 Property Records

Kane County property record for 39W556 Capulet Cir, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,030 sqft · built 1976
Lot Size	1.03 acres (45,302 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Jan 2024)
Tax Bill	$9,076 (2022)
Deeds & Mortgages	Jan 2024 Transfer Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-24-126-002`

Property Details

APN / Parcel Number

Primary APN	`05-24-126-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,030 sqft Living Area
1st Floor Area	3,030 sqft
Basement Area	1,098 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Lot Area	45,302 sqft
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	None
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	39W556 CAPULET CIR
City	ELGIN
State	IL
Zip	60124-8111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 OF MONTAGUE FOREST UNIT 2
Legal Subdivision	MONTAGUE FOREST
Legal Block	2
Legal Lot Number	28
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	2
Census Block	2079
Census Tract	850711

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11713 DANIEL LN, HUNTLEY, IL 60142-6829
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Affidavit of Death of Joint Tenant, Transfer OLD REPUBLIC TITLE
Jan 8, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 4, 2017	Loan Modification, Mortgage · Conventional Mortgage OCWEN LN SERVICING
Feb 15, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2024 · Amount on Record
Deed Sale	Jan 8, 2024 · Amount on Record
Prior Sale	Jul 20, 2010 · Amount on Record
Deed Document Number	2024727
Record Updated	Oct 29, 2026

January 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	KANE IL
Recording Date	Jan 8, 2024
Property Address	39W556 CAPULET CIR, ELGIN, IL 60124-8111
Document Number	0000000726
Instrument Date	Dec 6, 2023
Instrument	2024K000726
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39W556 CAPULET CIR, ELGIN, IL 60124-8111

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 8, 2024
Property Address	39W556 CAPULET CIR, ELGIN, IL 60124-8111
Document Number	0000000727
Instrument Date	Dec 6, 2023
Instrument	2024K000727
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39W556 CAPULET CIR, ELGIN, IL 60124-8111

Mortgage

Document Number	0000000728
Date	Jan 8, 2024
Instrument	2024K000728

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.25%

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	39W556 CAPULET CIR, ELGIN, IL 60124-8111
Document Number	0000017181
Instrument Date	Mar 4, 2017
Transaction Type	Mortgage
Record Updated	May 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39W556 CAPULET CIR ELGIN IL 601248111, ELGIN, IL 60124-8111

Mortgage

Document Number	0000017181
Date	Apr 6, 2017
Instrument	17181

Lender

Name	OCWEN LN SERVICING
Type	Funding / Finance Company
Address	WEST PALM BEACH, FL 33407

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	39W556 CAPULET CIR, ELGIN, IL 60124-8111
Document Number	0000014135
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	May 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39W556 CAPULET CIR ELGIN IL 601248111, ELGIN, IL 60124-8111

Mortgage

Document Number	0000014135
Date	Mar 20, 2017
Instrument	14135

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2047

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$150,244 (+7.79%) Land $29,791 Building $120,453	$450,912 (+7.79%) Land $89,409 Building $361,504
2024		$139,386 (+23.32%) Land $27,638 Building $111,748	$418,325 (+23.36%) Land $82,947 Building $335,378
2022	$9,076.00 (+2.86%) Homeowner's exemption	$113,032 (+3.51%) Land $23,138 Building $89,894	$339,096 (+3.51%) Land $69,414 Building $269,682
2021	$8,824.00 Disabled Person's exemption	$109,199 Land $22,353 Building $86,846	$327,597 Land $67,059 Building $260,538

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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