39W425 Capulet Cir, Elgin, IL 60124 Property Records

Kane County property record for 39W425 Capulet Cir, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1979
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Aug 2023)
Tax Bill	$6,581 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-13-455-002`

Property Details

APN / Parcel Number

Primary APN	`05-13-455-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	51,401 sqft (1.18 acres)
Garage Type	Attached
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	39W425 CAPULET CIR
City	ELGIN
State	IL
Zip	60124-8112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MONTAGUE FOREST
Legal Block	2
Legal Lot Number	73
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	2
Census Block	2077
Census Tract	850711

Owner

Source: Kane County records · APN 05-13-455-002

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1104 SAPPHIRE LN, PINGREE GROVE, IL 60140-2111
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Aug 17, 2023	Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Jun 04, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 17, 2023 · Amount on Record
Deed Sale	Aug 17, 2023 · Amount on Record
Deed Document Number	202328347
Prior Transfer Date	May 08, 2018
Prior Transfer Doc	0000025809
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	39W425 CAPULET CIR, ELGIN, IL 60124-8112
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39W425 CAPULET CIR, ELGIN, IL 60124-8112

Mortgage

Document Number	0000005725
Date	Feb 11, 2026
Instrument	2026K005725

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 06, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.24%
Change Frequency	Monthly

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Aug 17, 2023
Property Address	39W425 CAPULET CIR, ELGIN, IL 60124-8112
Document Number	0000028347
Instrument Date	Aug 16, 2023
Instrument	2023K028347
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	39 W 425 CAPULET, ELGIN, IL 60124
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028348
Date	Aug 17, 2023
Instrument	2023K028348

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Interest

Rate Type	Fixed Rate

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jun 04, 2018
Property Address	39W425 CAPULET CIR, ELGIN, IL 60124-8112
Document Number	0000025809
Instrument Date	May 08, 2018
Instrument	25809
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	39W425 CAPULET CIR ELGIN IL 601248112, ELGIN, IL 60124-8112

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,581.00 (-6.13%)
2024	$7,011.00 (+10.81%)	$99,244 (+15.91%) Land $31,322 Building $67,922	$297,851 (+15.96%) Land $94,004 Building $203,848
2022	$6,327.00 (+5.15%) Homeowner's exemption	$85,619 (+7.02%) Land $26,697 Building $58,922	$256,857 (+7.02%) Land $80,091 Building $176,766
2021	$6,017.00 Homeowner's exemption	$80,005 Land $25,792 Building $54,213	$240,015 Land $77,376 Building $162,639

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Radiate Holdings, Verizon.

Based on FCC filings for 101 locations within half a mile of this property.

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