39W465 Capulet Cir, Elgin, IL 60124 Property Records

Kane County property record for 39W465 Capulet Cir, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,624 sqft · built 1972
Lot Size	1.06 acres (46,609 sqft)
Owner	2 Individual Names on File
Last Sale	$264,500 (May 2016)
Tax Bill	$7,817 (2025)
Deeds & Mortgages	May 2024 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-24-201-003`

Property Details

APN / Parcel Number

Primary APN	`05-24-201-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,624 sqft
Basement Area	1,624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Metal
Lot Area	46,609 sqft
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	39W465 CAPULET CIR
City	ELGIN
State	IL
Zip	60124-8112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40 OREST UNIT 3
Legal Subdivision	MONTAGUE
Legal Block	2
Legal Lot Number	40
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	2
Census Block	2077
Census Tract	850711

Owner

39W465 Capulet Cir is owned and occupied by two individuals who bought it in May 2016.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	39W465 CAPULET CIR, ELGIN, IL 60124-8112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Feb 8, 2021	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2016 · Amount on File
Deed Sale	May 5, 2016 · Amount on File
Prior Sale	Oct 2, 2002 · Amount on File
Deed Document Number	201621447
Prior Transfer Date	Mar 21, 1996
Prior Transfer Doc	0000022657
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	39W465 CAPULET CIR, ELGIN, IL 60124-8112
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015169
Date	May 7, 2024
Instrument	2024K015169

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	39W465 CAPULET CIR, ELGIN, IL 60124-8112
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010129
Date	Feb 8, 2021
Instrument	2021K010129

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.37%

Tax Assessment & Valuation

The 2025 property tax bill for 39W465 Capulet Cir was $7,817 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,817.00 Homeowner's exemption	$125,574 (+7.79%) Land $33,762 Building $91,812	$376,873 (+7.79%) Land $101,327 Building $275,546
2024		$116,499 Land $31,322 Building $85,177	$349,637 Land $94,004 Building $255,633
2022	$7,836.00 (+4.77%) Homeowner's exemption	$98,410 (+7.23%) Land $26,697 Building $71,713	$295,230 (+7.23%) Land $80,091 Building $215,139
2021	$7,479.00 Homeowner's exemption	$91,774 Land $25,792 Building $65,982	$275,322 Land $77,376 Building $197,946

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 39W465 Capulet Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39W465 Capulet Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Capulet Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures