39W489 Capulet Cir, Elgin, IL 60124 Property Records

Kane County property record for 39W489 Capulet Cir, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,428 sqft · built 1970
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Mar 2019)
Tax Bill	$7,976 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-24-201-002`

Property Details

APN / Parcel Number

Primary APN	`05-24-201-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	1,428 sqft
Basement Area	1,428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Lot Area	47,045 sqft
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	39W489 CAPULET CIR
City	ELGIN
State	IL
Zip	60124-8112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MONTAGUE
Legal Block	2
Legal Lot Number	39
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	2
Census Block	2077
Census Tract	850711

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39W489 CAPULET CIR, ELGIN, IL 60124-8112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Mar 8, 2019	Warranty Deed, Transfer · Conventional Mortgage STARBOARD FINANCIAL MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2019 · Amount on Record
Deed Sale	Mar 8, 2019 · Amount on Record
Prior Sale	Jul 28, 2003 · Amount on Record
Deed Document Number	20199168
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	39W489 CAPULET CIR, ELGIN, IL 60124-8112
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	AF TITLE COMPANY, FOX TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022054
Date	Mar 22, 2021
Instrument	2021K022054

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 8, 2019
Property Address	39W489 CAPULET CIR, ELGIN, IL 60124-8112
Document Number	0000009168
Instrument Date	Mar 1, 2019
Instrument	2019K009168
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATA GMT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39W489 CAPULET CIR, 39W489, ELGIN, IL 60124-8112

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	39W489 CAPULET CIR, ELGIN, IL 60124-8112

Mortgage

Document Number	0000009169
Date	Mar 8, 2019
Instrument	2019K009169

Lender

Name	STARBOARD FINANCIAL MANAGEMENT LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,976.00 (-7.16%) Homeowner's exemption	$127,962 (+7.79%) Land $33,762 Building $94,200	$384,040 (+7.79%) Land $101,327 Building $282,713
2024		$118,714 (+10.62%) Land $31,322 Building $87,392	$356,285 (+10.66%) Land $94,004 Building $262,281
2022	$8,591.00 (+4.85%) Homeowner's exemption	$107,318 (+7.35%) Land $26,697 Building $80,621	$321,954 (+7.35%) Land $80,091 Building $241,863
2021	$8,194.00 Homeowner's exemption	$99,970 Land $25,792 Building $74,178	$299,910 Land $77,376 Building $222,534

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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