11N215 Capulet Cir, Elgin, IL 60124 Property Records

Kane County property record for 11N215 Capulet Cir, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,020 sqft · built 1984
Lot Size	1.01 acres (44,431 sqft)
Owner	Individual Name on Record
Last Sale	$610,000 (May 2026)
Tax Bill	$7,234 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit May 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-13-479-003`

Property Details

APN / Parcel Number

Primary APN	`05-13-479-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,020 sqft Living Area
Basement Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Frame
Foundation Type	Raised
Lot Area	44,431 sqft
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	11N215 CAPULET CIR
City	ELGIN
State	IL
Zip	60124-8107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MONTAGUE FOREST
Legal Block	2
Legal Lot Number	94
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	2
Census Block	2077
Census Tract	850711

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11N215 CAPULET CIR, ELGIN, IL 60124-8107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE, INC
May 18, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Jul 11, 2022	Intrafamily Transfer, Transfer ATTORNEY
Jul 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage TOWNSTONE FINANCIAL INC
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Deed Document Number	202620326
Prior Transfer Date	Jun 30, 2022
Prior Transfer Doc	0000035391
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	11N215 CAPULET CIR, ELGIN, IL 60124-8107
Transaction Type	Mortgage
Record Updated	May 27, 2026
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080387
Date	Oct 25, 2021
Instrument	2021K080387

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	WESTERN SPRINGS, IL 60558

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	May 18, 2026
Property Address	11N215 CAPULET CIR, ELGIN, IL 60124-8107
Document Number	0000020327
Instrument Date	Apr 28, 2026
Instrument	202620327
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16781 HILLTOP AVE, ORLAND HILLS, IL 60487-6056

Mortgage

Document Number	0000020327,
Date	May 18, 2026
Instrument	202620327

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 18, 2026
Property Address	11N215 CAPULET CIR, ELGIN, IL 60124-8107
Document Number	0000020326
Instrument Date	Apr 23, 2026
Instrument	202620326
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92,415.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11N215 CAPULET CIR, ELGIN, IL 60124-8107

Mortgage

Document Number	0000020327,
Date	May 18, 2026
Instrument	202620327

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jul 11, 2022
Property Address	11N215 CAPULET CIR, ELGIN, IL 60124-8107
Document Number	0000035391
Instrument Date	Jun 30, 2022
Instrument	2022K035391
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	11N215 CAPULET CIR, ELGIN, IL 60124-8107

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	11N215 CAPULET CIR, ELGIN, IL 60124-8107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRAIRIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037508
Date	Jul 20, 2017
Instrument	2017K037508

Lender

Name	TOWNSTONE FINANCIAL INC
Type	Funding / Finance Company
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	11N215 CAPULET CIR, ELGIN, IL 60124-8107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046089
Date	Aug 17, 2020
Instrument	2020K046089

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,234.00 (-6.2%) Homeowner's exemption	$116,803 (+7.79%) Land $29,791 Building $87,012	$350,549 (+7.79%) Land $89,409 Building $261,140
2024	$7,712.00 (+5.63%)	$108,362 (+17.65%) Land $27,638 Building $80,724	$325,216 (+17.7%) Land $82,947 Building $242,269
2022	$7,301.00 (+4.93%) Homeowner's exemption	$92,102 (+7.34%) Land $23,138 Building $68,964	$276,306 (+7.34%) Land $69,414 Building $206,892
2021	$6,958.00 Homeowner's exemption	$85,805 Land $22,353 Building $63,452	$257,415 Land $67,059 Building $190,356

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: Verizon.

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