3998 Watterson Rd, Cincinnati, OH 45227 Property Records

Hamilton County property record for 3998 Watterson Rd, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 914 sqft · built 1930
Lot Size	0.085 acres (3,703 sqft)
Owner	Owner Name on File
Last Sale	$65,200 (Apr 2010)
Tax Bill	$3,703 (2025)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`523-0006-0570-00`

Property Details

APN / Parcel Number

Primary APN	`523-0006-0570-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	914 sqft Living Area
1st Floor Area	672 sqft
Attic	Attic
Attic Area	242 sqft
Basement Area	744 sqft

Exterior

Year Built	Built 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,703 sqft (0.085 acres)
Lot Dimensions	93 ft deep x 40 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	72 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3998 WATTERSON RD
City	CINCINNATI
State	OH
Zip	45227-2968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3998 WATTERSON AV 40 X 93 FT W PT LOT 570 FAIRFAX SUB
Legal Subdivision	FAIRFAX SUB
Legal Lot Number	570
Jurisdiction	HAMILTON OH
Township / Civil Division	FAIRFAX
Census Block Group	1
Census Block	1002
Census Tract	24700

Owner

The current owner of 3998 Watterson Rd bought it in April 2010.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Owner Name on File
Mailing Address	3998 WATTERSON RD, CINCINNATI, OH 45227-2968
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2010 · Amount on File
Deed Sale	Apr 14, 2010 · Amount on File
Prior Sale	Mar 21, 2008 · Amount on File
Deed Document Number	10-041174
Deed Book / Page	11406 / 01726
Prior Transfer Date	Apr 13, 2010
Prior Transfer Doc	0000041174
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3998 WATTERSON RD, CINCINNATI, OH 45227-2968
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002158
Date	Apr 12, 2017
Book Page	13394/00489
Instrument	17-0032158

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 26, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3998 Watterson Rd was $3,703, up 2.2% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Fairfax Village
Unified School District	Mariemont City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,703.00 (+2.18%)	$49,410 (-) Land $17,371 Building $32,039
2024	$3,624.00 (+7.76%)	$49,410 (-) Land $17,371 Building $32,039
2023	$3,363.00 (+17.42%)	$49,410 (+41.75%) Land $17,371 Building $32,039	$141,170 Land $49,630 Building $91,540
2022	$2,864.00 Homeowner's exemption	$34,857 Land $9,328 Building $25,529
2020			$99,590 Land $26,650 Building $72,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3998 Watterson Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	70 (1979–2026)
Claims Outside the SFHA	16 of 70
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2001 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3998 Watterson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 798 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20