3997 Watterson Rd, Cincinnati, OH 45227 Property Records

Hamilton County property record for 3997 Watterson Rd, Cincinnati, OH 45227

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 720 sqft · built 1925
Lot Size0.092 acres (4,008 sqft)
OwnerIndividual Name on Record
Last Sale$103,000 (Sep 2023)
Tax Bill$3,674 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN523-0006-0654-00

Property Details

APN / Parcel Number

Primary APN523-0006-0654-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area720 sqft Living Area
1st Floor Area720 sqft
Basement Area720 sqft
Finished Basement400 sqft

Exterior

Year BuiltBuilt 1925
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area4,008 sqft (0.092 acres)
Lot Dimensions100 ft deep x 40 ft wide
Garage TypeDetached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3997 WATTERSON RD
CityCINCINNATI
StateOH
Zip45227-2969
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3997 WATTERSON RD 40 X 100 PT LOT 572 FAIRFAX SUB
Legal SubdivisionFAIRFAX SUB
Legal Lot Number572
JurisdictionHAMILTON OH
Township / Civil DivisionFAIRFAX
Census Block Group1
Census Block1003
Census Tract24700

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address505 HUDSON AVE, MILFORD, OH 45150-1223
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2023 · Amount on Record
Deed SaleSep 18, 2023 · Amount on Record
Prior SaleAug 30, 2019
Deed Document Number0000066157
Deed Book / Page15002 / 553
Record UpdatedJun 8, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 18, 2023
Property Address3997 WATTERSON RD, CINCINNATI, OH 45227-2969
Document Number0000066157
Book / Page15002 / 553
Map ReferenceMB 20 PG 80&81
Instrument DateSep 15, 2023
Instrument2023-0066157
Transaction TypeTransfer
Record UpdatedOct 19, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$103.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3997 WATTERSON RD, CINCINNATI, OH 45227-2969

Mortgage

Document Number0000066158
DateSep 18, 2023
Instrument2023-0066158
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityFairfax Village
Unified School DistrictMariemont City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,674.00 (+2.03%)$48,930 (-) Land $17,962 Building $30,968
2024$3,601.00 (+7.88%)$48,930 (-) Land $17,962 Building $30,968
2023$3,338.00 (+17.29%)$48,930 (+41.6%) Land $17,962 Building $30,968$139,800 (+41.6%) Land $51,320 Building $88,480
2022$2,846.00 Homeowner's exemption$34,556 Land $9,646 Building $24,910
2020$98,730 Land $27,560 Building $71,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims70 (1979–2026)
Claims Outside the SFHA16 of 70
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jul 2001 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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