Carroll County property record for 3996 Terrace Dr, Hampstead, MD 21074 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,889 sqft Total Area |
| Lot Size | 10,693 sqft (0.245 acres) |
| Garage | Attached, 441 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $520,000 (2024) |
| Tax Bill | $5,218.00 (2025) |
Source: Carroll County records · APN 08-062021
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3996 TERRACE DR, HAMPSTEAD, MD 21074-1888 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 04, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LUMINATE BANK |
| Apr 16, 2024 | Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Dec 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS NAT'L BK |
| Sep 15, 2017 | Quit Claim Deed, Transfer REAL ESTATE SETTLEMENT COMPANY |
| Sep 15, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage FARMERS & MERCHANTS NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 16, 2024 · Amount on Record |
| Deed Sale | Apr 16, 2024 · Amount on Record |
| Prior Sale | Oct 05, 2000 · Amount on Record |
| Deed Book / Page | 11225 / 193 |
| Prior Transfer Date | Sep 07, 2017 |
| Prior Transfer Doc | 0088050020 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3996 TERRACE DR, HAMPSTEAD, MD 21074-1888 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Title Company | MICASA TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 3996 TERRACE DR, HAMPSTEAD, MD 21074-1888 |
| Document Number | 0116070410 |
|---|---|
| Date | Nov 04, 2025 |
| Book Page | 11607/410 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55405 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 16, 2024 |
| Property Address | 3996 TERRACE DR, HAMPSTEAD, MD 21074-1888 |
| Document Number | 0112250193 |
| Book / Page | 11225 / 193 |
| Map Reference | MB 43 PG 11-16 |
| Instrument Date | Apr 12, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Title Company | INI TITLE LLC, INTITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 3996 TERRACE DR, HAMPSTEAD, MD 21074-1888 |
| Document Number | 0112250201 |
|---|---|
| Date | Apr 16, 2024 |
| Instrument | 11225-0201 |
| Name | LUMINATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3996 TERRACE DR, HAMPSTEAD, MD 21074-1888 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0103470491 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 10347/491 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3996 TERRACE DR, HAMPSTEAD, MD 21074-1888 |
| Document Number | 0091940277 |
| Instrument Date | Dec 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC |
| Name | Verified Name |
|---|---|
| Address | 3996 TERRACE DR HAMPSTEAD MD 210741888, HAMPSTEAD, MD 21074-1888 |
| Document Number | 0091940277 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 009194/000277 |
| Name | FARMERS & MERCHANTS NAT'L BK |
|---|---|
| Type | Bank |
| Address | HAMPSTEAD, MD 21074-2029 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Sep 15, 2017 |
| Property Address | 3996 TERRACE DR, HAMPSTEAD, MD 21074-1888 |
| Document Number | 0088050021 |
| Book / Page | 008805 / 000021 |
| Instrument Date | Sep 07, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2017 |
| Title Company | REAL ESTATE SETTLEMENT COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3996 TERRACE DR HAMPSTEAD MD 210741888, HAMPSTEAD, MD 21074-1888 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Sep 15, 2017 |
| Property Address | 3996 TERRACE DR, HAMPSTEAD, MD 21074-1888 |
| Document Number | 0088050020 |
| Book / Page | 008805 / 000020 |
| Instrument Date | Sep 07, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | REAL ESTATE SETTLEMENTS ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3996 TERRACE DR HAMPSTEAD MD 210741888, HAMPSTEAD, MD 21074-1888 |
| Document Number | 88050023 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 008805/000023 |
| Name | FARMERS & MERCHANTS NAT'L BK |
|---|---|
| Type | Bank |
| Address | HAMPSTEAD, MD 21074-2029 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 14, 2027 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Hampstead Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $422,867 (+10.04%) | $500,000 (+30.11%) Land $110,500 Building $389,500 | |
| 2025 | $5,218.00 (+14.91%) Homeowner's exemption | $384,300 (+14.23%) Land $90,500 Building $293,800 | $384,300 (-) Land $90,500 Building $293,800 |
| 2023 | $4,541.00 Homeowner's exemption | $336,433 | $384,300 Land $90,500 Building $293,800 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 08-062021 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,889 sqft Total Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,693 sqft (0.245 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Deck Area | 400 sqft Deck |
| Porch Area | 118 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 062021 |
|---|---|
| Street Address | 3996 TERRACE DR |
| City | HAMPSTEAD |
| State | MD |
| Zip | 21074-1888 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 17 - 10693 SF 3996 TERRACE DR 43-11/16 WESTWOOD PARK PH 1 SC 1 |
| Legal Subdivision | WESTWOOD PARK PH 01 |
| Legal Phase | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 8, HAMPSTEAD |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 508200 |
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