Carroll County property record for 3990 Terrace Dr, Hampstead, MD 21074
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,880 sqft · built 2001 |
| Lot Size | 0.232 acres (10,113 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $188,950 (Dec 2000) |
| Tax Bill | $5,070 (2026) |
| Deeds & Mortgages | Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-061998 |
| Primary APN | 08-061998 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,880 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,113 sqft (0.232 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 124 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 061998 |
|---|---|
| Street Address | 3990 TERRACE DR |
| City | HAMPSTEAD |
| State | MD |
| Zip | 21074-1888 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT 14 - 10113 SF 3990 TERRACE DR 43-15/11 WESTWOOD PARK PH 1 SC 1 |
| Legal Subdivision | WESTWOOD PARK SEC 01 PH I |
| Legal Phase | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 8, HAMPSTEAD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 508200 |
3990 Terrace Dr is owned and occupied by two individuals who acquired it in January 2012.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3990 TERRACE DR, HAMPSTEAD, MD 21074-1888 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2000 · Amount on File |
| Deed Sale | Dec 27, 2000 · Amount on File |
| Deed Document Number | 20002543 |
| Deed Book / Page | 2452 / 315 |
| Last Transfer Date | Jan 2, 2012 |
| Transfer Doc | 0068530205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3990 TERRACE DR, HAMPSTEAD, MD 21074-1888 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0092460215 |
|---|---|
| Date | Mar 21, 2019 |
| Book Page | 9246/0215 |
| Name | MANUFACTURERS TRADERS TRUST CO |
|---|---|
| Type | Lending Institution |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 3990 Terrace Dr was $5,070 with a homeowner's exemption, up 5.1% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Hampstead Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,070.00 (+5.06%) Homeowner's exemption | $390,267 (+5.39%) | $430,200 (+16.18%) Land $110,000 Building $320,200 |
| 2025 | $4,826.00 Homeowner's exemption | $370,300 Land $90,000 Building $280,300 | $370,300 Land $90,000 Building $280,300 |
| 2023 | $4,382.00 Homeowner's exemption | $324,633 | $370,300 Land $90,000 Building $280,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3990 Terrace Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1983–2025) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3990 Terrace Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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