Carroll County property record for 3993 Terrace Dr, Hampstead, MD 21074
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,820 sqft · built 1999 |
| Lot Size | 0.216 acres (9,395 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Jun 2017) |
| Tax Bill | $5,164 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-062072 |
| Primary APN | 08-062072 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,820 sqft Total Area |
| Basement Area | 660 sqft |
| Finished Basement | 660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,395 sqft (0.216 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 112 sqft |
| Deck Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 062072 |
|---|---|
| Street Address | 3993 TERRACE DR |
| City | HAMPSTEAD |
| State | MD |
| Zip | 21074-1888 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT 21- 9395 SF 3993 TERRACE DR 43-15/11 WESTWOOD PARK PH 1 SC 1 |
| Legal Subdivision | WESTWOOD PARK SEC 1 PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 8, HAMPSTEAD |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 508200 |
3993 Terrace Dr is owned and occupied by two individuals who bought it in June 2017.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3993 TERRACE DR, HAMPSTEAD, MD 21074-1888 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Jun 29, 2017 | Deed, Transfer · Stand-Alone First Mortgage PNC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2017 · Amount on File |
| Deed Sale | Jun 29, 2017 · Amount on File |
| Prior Sale | Feb 20, 2003 · Amount on File |
| Deed Document Number | 20178736-0348 |
| Deed Book / Page | 8736 / 348 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3993 TERRACE DR, HAMPSTEAD, MD 21074-1888 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0100850382 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 10085/382 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 29, 2017 |
| Property Address | 3993 TERRACE DR, HAMPSTEAD, MD 21074-1888 |
| Document Number | 0087360348 |
| Book / Page | 8736 / 0348 |
| Map Reference | MB43 FO15 |
| Instrument Date | Jun 22, 2017 |
| Instrument | 8736-0348 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | LAKESIDE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3993 TERRACE DR, HAMPSTEAD, MD 21074-1888 |
| Document Number | 0087360357 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 8736-0357 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
The 2026 property tax bill for 3993 Terrace Dr was $5,164 with a homeowner's exemption, up 5.5% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Hampstead Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,164.00 (+5.45%) Homeowner's exemption | $404,133 | $459,800 Land $100,000 Building $359,800 |
| 2025 | $4,897.00 Homeowner's exemption | ||
| 2023 | $4,450.00 (+28.54%) Homeowner's exemption | $329,700 (+7.6%) | $376,300 (+22.81%) Land $90,000 Building $286,300 |
| 2022 | $3,462.00 Homeowner's exemption | $306,400 Land $90,000 Building $216,400 | $306,400 Land $90,000 Building $216,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3993 Terrace Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1983–2025) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3993 Terrace Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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