Carroll County property record for 3992 Terrace Dr, Hampstead, MD 21074
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,820 sqft · built 2001 |
| Lot Size | 0.191 acres (8,313 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $534,900 (Apr 2026) |
| Tax Bill | $5,609 (2026) |
| Deeds & Mortgages | Apr 2026 Sale Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-062005 |
| Primary APN | 08-062005 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,820 sqft Total Area |
| Basement Area | 504 sqft |
| Finished Basement | 504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,313 sqft (0.191 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 306 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 062005 |
|---|---|
| Street Address | 3992 TERRACE DR |
| City | HAMPSTEAD |
| State | MD |
| Zip | 21074-1888 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT 15 - 8313 SF 3992 TERRACE DR 43-15/11 WESTWOOD PARK PH 1 SC 1 |
| Legal Subdivision | WESTWOOD PARK SEC 01 PH 01 |
| Legal Phase | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 8, HAMPSTEAD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 508200 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3992 TERRACE DR, HAMPSTEAD, MD 21074-1888 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed, Transfer LAKESIDE TITLE |
| Jul 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL OF MD FCU |
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL FCU OF MARYLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2026 · Amount on Record |
| Deed Sale | Apr 24, 2026 · Amount on Record |
| Prior Sale | Jun 21, 2001 · Amount on Record |
| Deed Book / Page | 11744 / 237 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 24, 2026 |
| Property Address | 3992 TERRACE DR, HAMPSTEAD, MD 21074-1888 |
| Document Number | 1174000237 |
| Book / Page | 11744 / 237 |
| Instrument Date | Apr 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | LAKESIDE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $540,249.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3992 TERRACE DR, HAMPSTEAD, MD 21074-1888 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3992 TERRACE DR, HAMPSTEAD, MD 21074-1888 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0090650308 |
|---|---|
| Date | Jul 16, 2018 |
| Book Page | 9065/0308 |
| Name | FIRST FINANCIAL OF MD FCU |
|---|---|
| Type | Non-Lending Institution |
| Address | LUTHERVILLE TIMONIUM, MD 21093 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Aug 1, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3992 TERRACE DR, HAMPSTEAD, MD 21074-1888 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3992 TERRACE DR, HAMPSTEAD, MD 21074-1888 |
| Document Number | 0103810297 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 10381/297 |
| Name | FIRST FINANCIAL FCU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Address | SPARKS GLENCOE, MD 21152 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Aug 1, 2026 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Hampstead Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,609.00 (+13.52%) | $413,367 (+4.7%) | $450,500 (+14.11%) Land $100,000 Building $350,500 |
| 2025 | $4,941.00 (+6.17%) Homeowner's exemption | $394,800 (+14.5%) Land $88,000 Building $306,800 | $394,800 (-) Land $88,000 Building $306,800 |
| 2023 | $4,654.00 Homeowner's exemption | $344,800 | $394,800 Land $88,000 Building $306,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1983–2025) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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