3994 Gordon Rd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 3994 Gordon Rd, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,128 sqft · built 1991
Lot Size0.142 acres (6,212 sqft)
OwnerIndividual Name on Record
Last Sale$151,000 (Jul 2014)
Tax Bill$1,939 (2024)
Deeds & MortgagesFeb 2026 Reverse Mortgage
Flood ZoneZone AE (high risk)
APN00289350-000000

Property Details

APN / Parcel Number

Primary APN00289350-000000
Alternative APNs
  • 05662900289350000000
  • 1361526

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,128 sqft Living Area
1st Floor Area984 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypePile
Roof TypeGable
Roof MaterialMetal
Lot Area6,212 sqft (0.142 acres)
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchOpen Porch
Porch Area288 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1361526
Old Parcel Number05662900289350000000
Street Address3994 GORDON RD
CityBIG PINE KEY
StateFL
Zip33043-6101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2 LT 1 KYLE-DYER SUB NO 1 PB4-87 BIG PINE KEY OR150-419/20 OR815-703 OR1010-2226 OR1381-652/55F/J
Legal Range29E
Legal Township66S
Legal Section05
Legal SubdivisionKYLE DYER NO 1
Legal Block2
Legal Lot Number1
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1021
Census Tract971402

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3994 GORDON RD, BIG PINE KEY, FL 33043-6101
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2014 · Amount on Record
Deed SaleJul 10, 2014 · Amount on Record
Deed Document Number1989708
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address3994 GORDON RD, BIG PINE KEY, FL 33043-6101
Transaction TypeMortgage
Record UpdatedMar 4, 2026
Title CompanyALLEGIANT REVERSE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3994 GORDON RD, BIG PINE KEY, FL 33043-6101

Mortgage

Document Number0033660155
DateFeb 11, 2026
Book Page3366/155
Instrument2531838
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term857 Months
DueJul 2, 2097
Interest
Rate TypeAdjustable Rate
Rate6.37%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2026
Change FrequencyMonthly
Index1-Year CMT
Max Rate11.3%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$174,608 (+5.99%)$511,516 (-16.44%) Land $240,816 Building $270,700
2024$1,939.00 (+7.13%)
2023$1,810.00 (+2.67%) Homeowner's exemption$164,746 (+3%)$612,172 (+21.05%) Land $404,000 Building $208,172
2022$1,763.00 Homeowner's exemption$159,948$505,737 Land $301,020 Building $204,717

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 522 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies522 in force
Nearby Flood Claims852 (1979–2017)
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 308 claims
  • Hurricane Wilma, Nov 2005 · 306 claims
  • Hurricane Georges, Oct 1998 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000

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