Monroe County property record for 3978 Gordon Rd, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 1978 |
| Lot Size | 0.12 acres (5,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Jun 2020) |
| Tax Bill | $5,068 (2024) |
| Deeds & Mortgages | Nov 2025 Mortgage Sep 2020 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00289370-000000 |
| Primary APN | 00289370-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 5,250 sqft (0.12 acres) |
| Lot Dimensions | 105 ft deep x 50 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 692 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1361542 |
|---|---|
| Old Parcel Number | 05662900289370000000 |
| Street Address | 3978 GORDON RD |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-6101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2 LT 3 KYLE-DYER SUB #1 PB4-87 BIG PINE KEY OR222-269/270 OR721-43 OR753-1578 OR754-738 OR815-2099 OR846-2455/2456 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 05 |
| Legal Subdivision | KYLE DYER NO 1 |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 971402 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 104 GENEVA AVE, HADDON TOWNSHIP, NJ 08108-2418 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Sep 2, 2020 | Correction Deed ATTORNEY ONLY |
| Aug 31, 2020 | Warranty Deed, Transfer · Conventional with PMI IBERIABANK |
| Jun 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage GROUP ONE MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2020 · Amount on Record |
| Deed Sale | Jun 24, 2020 · Amount on Record |
| Prior Sale | Apr 29, 2002 · Amount on Record |
| Deed Document Number | 2270672 |
| Deed Book / Page | 3028 / 1042 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 3978 GORDON RD, BIG PINE KEY, FL 33043-6101 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3340 HALL CREEK LN, OWINGS, MD 20736-9587 |
| Document Number | 0033532295 |
|---|---|
| Date | Nov 18, 2025 |
| Book Page | 3353/2295 |
| Instrument | 2522453 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 2, 2020 |
| Property Address | 3978 GORDON RD, BIG PINE KEY, FL 33043-6101 |
| Document Number | 0030412091 |
| Book / Page | 003041 / 002091 |
| Instrument Date | Sep 2, 2020 |
| Instrument | 2280131 |
| Record Updated | Oct 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,010.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 104 GENEVA AVE HADDON TOWNSHIP NJ 081082418, HADDON TOWNSHIP, NJ 08108-2418 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 31, 2020 |
| Property Address | 3978 GORDON RD, BIG PINE KEY, FL 33043-6101 |
| Document Number | 0030410349 |
| Book / Page | 003041 / 000349 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 2279669 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,095.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 BAMBOO TER KEY WEST FL 330406232, KEY WEST, FL 33040-6232 |
| Document Number | 30410351 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 003041/000351 |
| Instrument | 2279670 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 24, 2020 |
| Property Address | 3978 GORDON RD, BIG PINE KEY, FL 33043-6101 |
| Document Number | 0030281042 |
| Book / Page | 3028 / 1042 |
| Map Reference | MB 4 PG 87 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 2270672 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | AMERICAS CHOICE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,010.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 817 S LAKE DR, 817, LANTANA, FL 33462-4625 |
| Name | Verified Name |
|---|---|
| Address | 104 GENEVA AVE, HADDON TOWNSHIP, NJ 08108-2418 |
| Document Number | 30281044 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 3028/1044 |
| Name | GROUP ONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $585,081 (-11.26%) Land $348,666 Building $236,415 | $585,081 (-11.26%) Land $348,666 Building $236,415 | |
| 2024 | $5,068.00 (+1.3%) | ||
| 2023 | $5,003.00 (+12.25%) | $659,286 (+21.94%) Land $479,588 Building $179,698 | $659,286 (+21.94%) Land $479,588 Building $179,698 |
| 2022 | $4,457.00 | $540,644 Land $358,313 Building $182,331 | $540,644 Land $358,313 Building $182,331 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 522 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 522 in force |
| Nearby Flood Claims | 852 (1979–2017) |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
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