Monroe County property record for 3987 Gordon Rd, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 984 sqft · built 1989 |
| Lot Size | 0.121 acres (5,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $864,000 (Jan 2026) |
| Tax Bill | $5,041 (2024) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00289550-000000 |
| Primary APN | 00289550-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| 1st Floor Area | 984 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Masonry |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 5,250 sqft (0.121 acres) |
| Lot Dimensions | 105 ft deep x 50 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 912 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 392 sqft |
| Deck Area | Deck Area |
| Patio Area | 102 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1361747 |
|---|---|
| Street Address | 3987 GORDON RD |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-6101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ACCC |
| Legal Description | PORT PINE HEIGHTS PB4-109 BIG PINE KEY LOT 2 BLK 3 OR375-502/503 OR768-1908 OR919-1156 OR946-213 OR3081-2188 OR3290-871 OR3290-0869 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 05 |
| Legal Subdivision | PORT PINE HEIGHTS |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 971402 |
Source: Monroe County assessment roll, APN 00289550-000000, as of December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 818 PARVIN MILL RD, ELMER, NJ 08318-4002 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jan 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 21, 2026 · Amount on Record |
| Deed Sale | Jan 21, 2026 · Amount on Record |
| Prior Sale | Mar 17, 2021 · Amount on Record |
| Deed Document Number | 20262529199 |
| Deed Book / Page | 3362 / 2157 |
| Prior Transfer Date | Aug 27, 2024 |
| Prior Transfer Doc | 0032900869 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 21, 2026 |
| Property Address | 3987 GORDON RD, BIG PINE KEY, FL 33043-6101 |
| Document Number | 0033622157 |
| Book / Page | 3362 / 2157 |
| Map Reference | MB 4 PG 109 |
| Instrument Date | Jan 20, 2026 |
| Instrument | 2529199 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2026 |
| Title Company | CORAL REEF TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,048.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 786 FERNWOOD RD, KEY BISCAYNE, FL 33149-2406 |
| Name | Verified Name |
|---|---|
| Address | 818 PARVIN MILL RD, ELMER, NJ 08318-4002 |
| Document Number | 0033622159 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | 3362/2159 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 17, 2021 |
| Property Address | 3987 GORDON RD, BIG PINE KEY, FL 33043-6101 |
| Document Number | 0030812188 |
| Book / Page | 3081 / 2188 |
| Map Reference | MB 4 PG 109 |
| Instrument Date | Mar 15, 2021 |
| Instrument | 2308799 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ABSOLUTE FIRST TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,570.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3987 GORDON RD, 3987, BIG PINE KEY, FL 33043-6101 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3987 GORDON RD, BIG PINE KEY, FL 33043-6101 |
| Document Number | 0030812190 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 3081/2190 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: Monroe County assessment roll as of December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $582,641 (+4.44%) Land $348,666 Building $233,975 | $582,641 (-12.15%) Land $348,666 Building $233,975 | |
| 2024 | $5,041.00 (+4.46%) | ||
| 2023 | $4,826.00 (+9.66%) Homeowner's exemption | $557,879 (+9.96%) | $663,190 (+30.72%) Land $479,588 Building $183,602 |
| 2022 | $4,401.00 Homeowner's exemption | $507,355 Land $358,313 Building $149,042 | $507,355 Land $358,313 Building $149,042 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879714021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 522 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 522 in force |
| Nearby Flood Claims | 852 (1979–2017) |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 142 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
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