Monroe County property record for 3986 Gordon Rd, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,704 sqft · built 1978 |
| Lot Size | 0.121 acres (5,250 sqft) |
| Owner | Company Name on Record |
| Last Sale | $287,500 (Oct 2009) |
| Tax Bill | $5,382 (2025) |
| Deeds & Mortgages | Aug 2021 Transfer Mar 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00289360-000000 |
| Primary APN | 00289360-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,704 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 576 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,250 sqft (0.121 acres) |
| Lot Dimensions | 105 ft deep x 50 ft wide |
| View / Lot | Canal |
| Porch | Slab |
|---|---|
| Porch Area | 320 sqft |
| Patio Area | 456 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1361534 |
|---|---|
| Street Address | 3986 GORDON RD |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-6101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ACCC |
| Legal Description | BLK 2 LOT 2 KYLE DYER SUB NO 1 PB4-87 BIG PINE KEY OR222-280 OR721-44 OR762-1305 OR774-1436 OR774-1437 OR976-2215 OR1376-2313 OR2434-709 OR3120-2345 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 05 |
| Legal Subdivision | KYLE DYER NO 1 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 971402 |
Source: Monroe County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 10950 NATIONAL ST NE, MINNEAPOLIS, MN 55449-7018 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Aug 20, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Mar 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2009 · Amount on Record |
| Deed Sale | Oct 2, 2009 · Amount on Record |
| Prior Sale | Nov 8, 1995 · Amount on Record |
| Deed Document Number | 20091761382 |
| Deed Book / Page | 2434 / 709 |
| Last Transfer Date | Jul 27, 2021 |
| Transfer Doc | 0031202345 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 20, 2021 |
| Property Address | 3986 GORDON RD, BIG PINE KEY, FL 33043-6101 |
| Document Number | 0031202345 |
| Book / Page | 3120 / 2345 |
| Map Reference | MB 4 PG 87 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 2336247 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | NATIONAL STREET NE, BLAINE, MN 55449 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 3986 GORDON RD, BIG PINE KEY, FL 33043-6101 |
| Document Number | 0029571414 |
| Instrument Date | Mar 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3986 GORDON RD BIG PINE KEY FL 330436101, BIG PINE KEY, FL 33043-6101 |
| Document Number | 0029571414 |
|---|---|
| Date | Apr 5, 2019 |
| Book Page | 002957/001414 |
| Instrument | 2214311 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 4, 2049 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,382.00 (+8.16%) | $571,607 (-11.56%) Land $348,666 Building $222,941 | $571,607 (-11.56%) Land $348,666 Building $222,941 |
| 2024 | $4,976.00 (+1.39%) | ||
| 2023 | $4,908.00 (+12.18%) | $646,339 (+21.85%) Land $479,588 Building $166,751 | $646,339 (+21.85%) Land $479,588 Building $166,751 |
| 2022 | $4,375.00 | $530,420 Land $358,313 Building $172,107 | $530,420 Land $358,313 Building $172,107 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 522 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 522 in force |
| Nearby Flood Claims | 852 (1979–2017) |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
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