399 Sand Pine Cir, Midway, FL 32343 Property Records

Gadsden County property record for 399 Sand Pine Cir, Midway, FL 32343

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,719 sqft · built 2020
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$222,000 (Nov 2020)
Tax Bill	$3,044 (2025)
Deeds & Mortgages	May 2020 Construction Loan Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4-06-1N-2W-1538-0000I-0200`

Property Details

APN / Parcel Number

Primary APN	`4-06-1N-2W-1538-0000I-0200`
Alternative APN	`1233960000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,719 sqft Heated Area
Gross Area	2,321 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Terrain	Other

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	1233960000
Street Address	399 SAND PINE CIR
City	MIDWAY
State	FL
Zip	32343-4222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 885 P 1165; OR 874 P 610 OR
Legal Range	02W
Legal Township	01N
Legal Section	06
Legal Subdivision	RUSTLING PINES
Legal Block	I
Legal Lot Number	20
Jurisdiction	GADSDEN FL
Township / Civil Division	HAVANA
Census Block Group	2
Census Block	2018
Census Tract	20600

Owner

399 Sand Pine Cir is owned and occupied by an individual who bought it in November 2020.

Source: Gadsden County records, as of December 1, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	399 SAND PINE CIR, MIDWAY, FL 32343-4222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK
Nov 5, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2020 · Amount on File
Deed Sale	Nov 5, 2020 · Amount on File
Deed Document Number	200008131
Deed Book / Page	885 / 1165
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Property Address	399 SAND PINE CIR, MIDWAY, FL 32343-4222
Transaction Type	Mortgage
Record Updated	Apr 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008770577
Date	May 5, 2020
Book Page	877/577
Instrument	200003240

Lender

Name	AMERIS BANK
Type	Bank
Address	TALLAHASSEE, FL 32301

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 5, 2021

Interest

Rate Type	Adjustable Rate

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GADSDEN FL
Recording Date	Nov 5, 2020
Property Address	399 SAND PINE CIR, MIDWAY, FL 32343-4222
Document Number	0008851165
Book / Page	885 / 1165
Map Reference	MB 2 PG 110
Instrument Date	Oct 29, 2020
Instrument	200008131
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 12, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,554.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3551 S BLAIR STONE RD # RD105, 3551, TALLAHASSEE, FL 32301-8826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 SAND PINE CIR, MIDWAY, FL 32343-4222

Mortgage

Document Number	0008851166
Date	Nov 5, 2020
Instrument	885/1166

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 399 Sand Pine Cir was $3,044 with a homeowner's exemption, up 3.5% from the year before.

Source: Gadsden County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gadsden County
Municipality	Midway City
Unified School District	Gadsden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,044.00 (+3.5%) Homeowner's exemption	$204,250 (+2.9%)	$266,057 (+1.95%) Land $40,500 Building $225,557
2024	$2,941.00 (+2.4%) Homeowner's exemption	$198,494 (+3%)	$260,963 (+5.91%) Land $37,000 Building $223,963
2023	$2,872.00 (+3.61%) Homeowner's exemption	$192,713 (+3%)	$246,404 (+6%) Land $30,000 Building $216,404
2022	$2,772.00 Homeowner's exemption	$187,100	$232,451 Land $22,000 Building $210,451

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 399 Sand Pine Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 399 Sand Pine Cir is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GADSDEN CO REGIONAL W/S public/private · serves 12,322 people · EPA ID FL1200797
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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