396 Sand Pine Cir, Midway, FL 32343 Property Records

Gadsden County property record for 396 Sand Pine Cir, Midway, FL 32343

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 2006
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,500 (May 2026)
Tax Bill	$3,337 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4-06-1N-2W-1538-0000H-0350`

Property Details

APN / Parcel Number

Primary APN	`4-06-1N-2W-1538-0000H-0350`
Alternative APN	`1233530000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
Gross Area	1,812 sqft
1st Floor Area	1,196 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Garage Area	440 sqft
Porch	Porch
Porch Area	80 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	396 SAND PINE CIR
City	MIDWAY
State	FL
Zip	32343-4216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 811 P 745 LOT 35 BLK H RUST
Legal Range	2W
Legal Township	1N
Legal Section	06
Legal Subdivision	RUSTLING PINES
Legal Block	H
Legal Lot Number	35
Jurisdiction	GADSDEN FL
Township / Civil Division	HAVANA
Census Block Group	2
Census Block	2014
Census Tract	20600

Owner

Source: Gadsden County records, as of June 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	396 SAND PINE CIR, MIDWAY, FL 32343-4216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Warranty Deed, Transfer · FHA Mortgage HOME ACCESS FINANCIAL LLC
May 19, 2026	Warranty Deed, Transfer · FHA Mortgage HOME ACCESS FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Jan 22, 2026 · Amount on Record
Deed Document Number	20263211
Deed Book / Page	983 / 671
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GADSDEN FL
Recording Date	May 19, 2026
Property Address	396 SAND PINE CIR, MIDWAY, FL 32343-4216
Document Number	0000003211
Book / Page	983 / 671
Instrument Date	May 15, 2026
Instrument	20263211
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174,982.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 SAND PINE CIR, MIDWAY, FL 32343-4216

Mortgage

Document Number	0000003212,
Date	May 19, 2026
Instrument	20263212

Lender

Name	HOME ACCESS FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GADSDEN FL
Recording Date	May 19, 2026
Property Address	396 SAND PINE CIR, MIDWAY, FL 32343-4216
Document Number	0009830671
Book / Page	983 / 671
Instrument Date	May 15, 2026
Instrument	20263211
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174,982.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 SAND PINE CIR, MIDWAY, FL 32343-4216

Mortgage

Document Number	0000003212,
Date	May 19, 2026
Instrument	20263212

Lender

Name	HOME ACCESS FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Gadsden County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gadsden County
Municipality	Midway City
Unified School District	Gadsden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,337.00 (+7.92%)	$178,771 (+2.34%) Land $40,500 Building $138,271	$178,771 (+2.34%) Land $40,500 Building $138,271
2024	$3,092.00 (+7.51%)	$174,683 (+6.79%) Land $37,000 Building $137,683	$174,683 (+6.79%) Land $37,000 Building $137,683
2023	$2,876.00 (+8.98%)	$163,573 (+7.76%) Land $30,000 Building $133,573	$163,573 (+7.76%) Land $30,000 Building $133,573
2022	$2,639.00	$151,798 Land $22,000 Building $129,798	$151,798 Land $22,000 Building $129,798

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GADSDEN CO REGIONAL W/S public/private · serves 12,322 people · EPA ID FL1200797
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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