377 Sand Pine Cir, Midway, FL 32343 Property Records

Gadsden County property record for 377 Sand Pine Cir, Midway, FL 32343

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,712 sqft · built 2020
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$196,400 (May 2020)
Tax Bill	$3,162 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4-06-1N-2W-1538-0000I-0190`

Property Details

APN / Parcel Number

Primary APN	`4-06-1N-2W-1538-0000I-0190`
Alternative APN	`1233950000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,712 sqft Heated Area
Gross Area	2,268 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Terrain	Other
Garage Area	400 sqft
Porch	Porch
Porch Area	16 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1233950000
Street Address	377 SAND PINE CIR
City	MIDWAY
State	FL
Zip	32343-4222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 877 P 1752 OR 867 P 1005 OR
Legal Range	02W
Legal Township	01N
Legal Section	06
Legal Subdivision	RUSTLING PINES
Legal Block	I
Legal Lot Number	19
Jurisdiction	GADSDEN FL
Township / Civil Division	HAVANA
Census Block Group	2
Census Block	2018
Census Tract	20600

Owner

377 Sand Pine Cir is owned and occupied by an individual who bought it in May 2020.

Source: Gadsden County records, as of December 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	377 SAND PINE CIR, MIDWAY, FL 32343-4222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Sep 7, 2023	Deed of Trust, Mortgage · FHA Mortgage LOANLEADERS OF AMERICA INC
Dec 16, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDWEST LOAN SERVICES
May 19, 2020	Warranty Deed, Transfer · FHA Mortgage UNIVERSITY LNDG
Sep 16, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2020 · Amount on File
Deed Sale	May 19, 2020 · Amount on File
Prior Sale	Sep 16, 2019 · Amount on File
Deed Document Number	200003605
Deed Book / Page	877 / 1752
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Property Address	377 SAND PINE CIR, MIDWAY, FL 32343-4222
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	377 SAND PINE CIR, MIDWAY, FL 32343-4222

Mortgage

Document Number	0009750939
Date	Nov 25, 2025
Book Page	975/939
Instrument	250008573

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Dec 1, 2065

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Property Address	377 SAND PINE CIR, MIDWAY, FL 32343-4222
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	377 SAND PINE CIR, MIDWAY, FL 32343-4222

Mortgage

Document Number	0009390512
Date	Sep 7, 2023
Book Page	939/512
Instrument	230006483

Lender

Name	LOANLEADERS OF AMERICA INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Property Address	377 SAND PINE CIR, MIDWAY, FL 32343-4222
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	377 SAND PINE CIR, MIDWAY, FL 32343-4222

Mortgage

Document Number	0009071226
Date	Dec 16, 2021
Book Page	907/1226
Instrument	210010742

Lender

Name	MIDWEST LOAN SERVICES
Type	Non-Lending Institution
Address	HANCOCK, MI 49930

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Jun 1, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GADSDEN FL
Recording Date	May 19, 2020
Property Address	377 SAND PINE CIR, MIDWAY, FL 32343-4222
Document Number	0008771752
Book / Page	000877 / 001752
Instrument Date	May 15, 2020
Instrument	3605
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	NORTH FLORIDA TITLE COMPANY, NORTH FLORIDA TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	377 SAND PINE CIR MIDWAY FL 323434222, MIDWAY, FL 32343-4222

Mortgage

Document Number	8771753
Date	May 19, 2020
Book Page	000877/001753
Instrument	3606

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 18, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GADSDEN FL
Recording Date	Sep 16, 2019
Property Address	377 SAND PINE CIR, MIDWAY, FL 32343-4222
Document Number	0008671005
Book / Page	000867 / 001005
Instrument Date	Sep 4, 2019
Instrument	7577
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$105.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11959 CLIMBING FERN AVE RIVERVIEW FL 335794092, RIVERVIEW, FL 33579-4092

Tax Assessment & Valuation

The 2025 property tax bill for 377 Sand Pine Cir was $3,162 with a homeowner's exemption, up 3.5% from the year before.

Source: Gadsden County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gadsden County
Municipality	Midway City
Unified School District	Gadsden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,162.00 (+3.5%) Homeowner's exemption	$210,437 (+2.9%)	$258,763 (+1.98%) Land $40,500 Building $218,263
2024	$3,055.00 (+2.38%) Homeowner's exemption	$204,507 (+3%)	$253,744 (+5.96%) Land $37,000 Building $216,744
2023	$2,984.00 (+3.58%) Homeowner's exemption	$198,551 (+3%)	$239,461 (+6.11%) Land $30,000 Building $209,461
2022	$2,881.00 Homeowner's exemption	$192,768	$225,679 Land $22,000 Building $203,679

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 377 Sand Pine Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 377 Sand Pine Cir is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GADSDEN CO REGIONAL W/S public/private · serves 12,322 people · EPA ID FL1200797
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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