351 Sand Pine Cir, Midway, FL 32343 Property Records

Gadsden County property record for 351 Sand Pine Cir, Midway, FL 32343

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,670 sqft · built 2020
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Oct 2020)
Tax Bill	$3,267 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Mar 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`4-06-1N-2W-1538-0000I-0180`

Property Details

APN / Parcel Number

Primary APN	`4-06-1N-2W-1538-0000I-0180`
Alternative APN	`1233940000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,670 sqft Living Area
Gross Area	2,272 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	351 SAND PINE CIR
City	MIDWAY
State	FL
Zip	32343-4222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 884 P 994; OR 874 P 610 OR
Legal Range	2W
Legal Township	1N
Legal Section	06
Legal Subdivision	RUSTLING PINES
Legal Block	I
Legal Lot Number	18
Jurisdiction	GADSDEN FL
Township / Civil Division	HAVANA
Census Block Group	2
Census Block	2018
Census Tract	20600

Owner

Source: Gadsden County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	351 SAND PINE CIR, MIDWAY, FL 32343-4222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNIVERSITY LENDING GROUP LLC
Mar 30, 2020	Deed of Trust, Construction Loan · Construction Mortgage AMERIS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2020 · Amount on Record
Deed Sale	Oct 12, 2020 · Amount on Record
Deed Document Number	20207457
Deed Book / Page	884 / 994
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GADSDEN FL
Recording Date	Oct 12, 2020
Property Address	351 SAND PINE CIR, MIDWAY, FL 32343-4222
Document Number	0008840994
Book / Page	884 / 994
Map Reference	MB 2 PG 10
Instrument Date	Sep 30, 2020
Instrument	200007457
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 12, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3551 S BLAIR STONE RD, 3551, TALLAHASSEE, FL 32301-8826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 SAND PINE CIR, MIDWAY, FL 32343-4222

Mortgage

Document Number	0000884995
Date	Oct 12, 2020
Instrument	884/995

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

March 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Recording Date	Mar 30, 2020
Property Address	351 SAND PINE CIR, MIDWAY, FL 32343-4222
Document Number	0008751267
Book / Page	000875 / 001267
Instrument Date	Mar 26, 2020
Instrument	2390
Transaction Type	Construction Loan
Record Updated	Jun 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3551 BLAIRSTONE RD TALLAHASSEE FL 323018826, TALLAHASSEE, FL 32301-8826

Mortgage

Document Number	8751267
Date	Mar 30, 2020
Book Page	000875/001267
Instrument	2390

Lender

Name	AMERIS BK
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 29, 2021

Tax Assessment & Valuation

Source: Gadsden County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gadsden County
Municipality	Midway City
Unified School District	Gadsden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,267.00 (+3.48%) Homeowner's exemption	$216,006 (+2.9%)	$264,549 (+1.95%) Land $40,500 Building $224,049
2024	$3,157.00 (+2.33%) Homeowner's exemption	$209,919 (+3%)	$259,494 (+5.87%) Land $37,000 Building $222,494
2023	$3,085.00 (+3.56%) Homeowner's exemption	$203,805 (+3%)	$245,096 (+6%) Land $30,000 Building $215,096
2022	$2,979.00 Homeowner's exemption	$197,869	$231,229 Land $22,000 Building $209,229

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GADSDEN CO REGIONAL W/S public/private · serves 12,322 people · EPA ID FL1200797
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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