396 Comstock Dr, Elgin, IL 60124 Property Records

Kane County property record for 396 Comstock Dr, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,606 sqft · built 2007
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Sep 2017)
Tax Bill	$12,809 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-24-452-018`

Property Details

APN / Parcel Number

Primary APN	`05-24-452-018`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,606 sqft Living Area
Basement Area	1,719 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Area	425 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	396 COMSTOCK DR
City	ELGIN
State	IL
Zip	60124-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW HILL UNIT 1B LT 135
Legal Subdivision	SHADOW HILL
Legal Block	1
Legal Lot Number	135
Legal Unit	1B
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1015
Census Tract	850711

Owner

Source: Kane County records · APN 05-24-452-018

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	396 COMSTOCK DR, ELGIN, IL 60124-3827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST AMERICAN BANK
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BLUESTAR MORTGAGE INC
Sep 21, 2017	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 21, 2017 · Amount on Record
Deed Sale	Sep 21, 2017 · Amount on Record
Prior Sale	Mar 16, 2010 · Amount on Record
Deed Document Number	201749540
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	396 COMSTOCK DR, ELGIN, IL 60124-3827
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016044
Date	Mar 23, 2022
Instrument	2022K016044

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 08, 2032

Interest

Rate Type	Adjustable Rate
Rate	4.99%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	396 COMSTOCK DR, ELGIN, IL 60124-3827
Transaction Type	Mortgage
Record Updated	Aug 05, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053189
Date	Sep 16, 2020
Instrument	2020K053189

Lender

Name	BLUESTAR MORTGAGE INC
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2040

Interest

Rate Type	Fixed Rate
Rate	2.87%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 21, 2017
Property Address	396 COMSTOCK DR, ELGIN, IL 60124-3827
Document Number	0000049540
Instrument Date	Sep 15, 2017
Instrument	49540
Transaction Type	Transfer
Record Updated	Oct 23, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	426 LANCASTER DR PINGREE GROVE IL 601409155, PINGREE GROVE, IL 60140-9155

Mortgage

Document Number	49541
Date	Sep 21, 2017
Instrument	49541

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2047

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,809.00 (+6.73%) Homeowner's exemption
2024		$157,078 (+16.67%) Land $27,638 Building $129,440	$471,423 (+16.72%) Land $82,947 Building $388,475
2022	$12,001.00 (-0.32%) Homeowner's exemption	$134,630 (+3.51%) Land $21,357 Building $113,273	$403,890 (+3.51%) Land $64,071 Building $339,819
2021	$12,040.00 Homeowner's exemption	$130,065 Land $20,633 Building $109,432	$390,195 Land $61,899 Building $328,296

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 72 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
AT&T	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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