Kane County property record for 394 Comstock Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,294 sqft · built 2006 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $343,000 (Aug 2017) |
| Tax Bill | $13,179 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-24-452-019 |
| Primary APN | 05-24-452-019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,294 sqft Living Area |
| Basement Area | 1,592 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Street Address | 394 COMSTOCK DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOW HILL UNIT 1B LT 136 |
| Legal Subdivision | SHADOW HILL |
| Legal Block | 1 |
| Legal Lot Number | 136 |
| Legal Unit | 1B |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 850711 |
394 Comstock Dr is owned and occupied by two individuals who bought it in August 2017.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 394 COMSTOCK DR, ELGIN, IL 60124-3827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Aug 4, 2017 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES HM EQUITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2017 · Amount on File |
| Deed Sale | Aug 4, 2017 · Amount on File |
| Prior Sale | Jan 4, 2013 · Amount on File |
| Deed Document Number | 201740632 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 394 COMSTOCK DR, ELGIN, IL 60124-3827 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Title Company | NOVAS TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000024864 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021K024864 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 394 COMSTOCK DR, ELGIN, IL 60124-3827 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NOVAS TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000053074 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 2020K053074 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 4, 2017 |
| Property Address | 394 COMSTOCK DR, ELGIN, IL 60124-3827 |
| Document Number | 0000040632 |
| Instrument Date | Jul 27, 2017 |
| Instrument | 40632 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2017 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $513.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 351 SAYER RD BARTLETT IL 601031644, BARTLETT, IL 60103-1644 |
| Document Number | 40633 |
|---|---|
| Date | Aug 4, 2017 |
| Instrument | 40633 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 3, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
The 2025 property tax bill for 394 Comstock Dr was $13,179 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,179.00 Homeowner's exemption | $173,981 (+4.19%) Land $29,791 Building $144,190 | $522,152 (+4.19%) Land $89,409 Building $432,743 |
| 2024 | $166,981 Land $27,638 Building $139,343 | $501,143 Land $82,947 Building $418,196 | |
| 2022 | $12,073.00 (+4.01%) Homeowner's exemption | $129,271 (+7.8%) Land $21,357 Building $107,914 | $387,813 (+7.8%) Land $64,071 Building $323,742 |
| 2021 | $11,607.00 Homeowner's exemption | $119,923 Land $20,633 Building $99,290 | $359,769 Land $61,899 Building $297,870 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 394 Comstock Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 394 Comstock Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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