3988 Missouri Flat Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 3988 Missouri Flat Rd, Placerville, CA 95667

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2 ba · 5,775 sqft · built 2023
Lot Size	0.85 acres (37,026 sqft)
Owner	Company Name on File
Last Sale	$8,112,500 (Oct 2023)
Tax Bill	$42,197 (2025)
Deeds & Mortgages	Oct 2023 Sale Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`327-290-063-000`

Property Details

APN / Parcel Number

Primary APN	`327-290-063-000`

Interior

Full Baths	2 Baths
Units	4 Units
Stories	1 Story
Building Area	5,775 sqft Gross Area
1st Floor Area	5,775 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Tilt-Up Concrete
Lot Area	37,026 sqft (0.85 acres)
Patio Area	6,354 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3988 MISSOURI FLAT RD, 100
City	PLACERVILLE
State	CA
Zip	95667
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	PM 52/33/3 PROSPECT PLAZA
Legal Subdivision	PROSPECT PLAZA
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	2
Census Block	2016
Census Tract	30902

Owner

3988 Missouri Flat Rd is owned by a company that bought it in October 2023.

Source: El Dorado County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1000 N WESTERN AVE, 200, SAN PEDRO, CA 90732-2402
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2023	Grant Deed, Transfer COMMONWEALTH LAND TITLE KS, COMMONWEALTH LAND TITLE NCS
Sep 12, 2022	Deed of Trust, Mortgage · Commercial Mortgage FREEDOM REIT
Jan 13, 2022	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2023 · Amount on File
Deed Sale	Oct 9, 2023 · Amount on File
Deed Document Number	202328448
Prior Transfer Date	Dec 20, 2021
Prior Transfer Doc	0000002555
Record Updated	Oct 29, 2026

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 9, 2023
Property Address	3988 MISSOURI FLAT RD, PLACERVILLE, CA 95667-5209
Document Number	0000028448
Map Reference	MB 52 PG 33
Instrument Date	Aug 24, 2023
Instrument	2023-0028448
Transaction Type	Transfer
Record Updated	Oct 19, 2023
Title Company	COMMONWEALTH LAND TITLE KS, COMMONWEALTH LAND TITLE NCS

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 N WESTERN AVE STE 200, 200, SAN PEDRO, CA 90732-2402

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3988 MISSOURI FLAT RD, PLACERVILLE, CA 95667-5209
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 N WESTERN AVE 200, 200, SAN PEDRO, CA 90732-2402

Mortgage

Document Number	0000036778
Date	Sep 12, 2022
Instrument	2022-0036778

Lender

Name	FREEDOM REIT
Type	Non-Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jan 13, 2022
Property Address	3988 MISSOURI FLAT RD, PLACERVILLE, CA 95667-5209
Document Number	0000002555
Map Reference	MB 52 PG 33
Instrument Date	Jan 12, 2022
Instrument	2022-0002555
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 N WESTERN AVE STE 200, 200, SAN PEDRO, CA 90732-2402

Tax Assessment & Valuation

The 2025 property tax bill for 3988 Missouri Flat Rd was $42,197.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Mother Lode Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,978,055 (+25.81%) Land $1,768,680 Building $2,209,375
2025	$42,197.00	$3,162,000 Land $1,734,000 Building $1,428,000
2023	$4,431.00 (-46.74%)	$319,622 Land $284,347 Building $35,275
2022	$8,319.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3988 Missouri Flat Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3988 Missouri Flat Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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