4097 Missouri Flat Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 4097 Missouri Flat Rd, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,632 sqft · built 1976
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Apr 2021)
Tax Bill	$5,655 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`327-140-006-000`

Property Details

APN / Parcel Number

Primary APN	`327-140-006-000`
Alternative APNs	`32714006100` `3271400610`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Lot Area	32,670 sqft (0.75 acres)
Terrain	Combination
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Patio Area	1,632 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	4097 MISSOURI FLAT RD
City	PLACERVILLE
State	CA
Zip	95667-6229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SEC 23 10 10
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1000
Census Tract	31505

Owner

4097 Missouri Flat Rd is owned and occupied by two individuals who bought it in April 2021.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4097 MISSOURI FLAT RD, PLACERVILLE, CA 95667-6229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Apr 9, 2021	Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Mar 4, 2019	Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Feb 20, 2018	Deed of Trust, Mortgage BROOKS LIVING TRUST (PT)
Feb 23, 2018	Quit Claim Deed, Transfer GREATER LA ESCROW INC
Feb 23, 2018	Grant Deed, Transfer GREATER LA ESCROW INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2021 · Amount on File
Deed Sale	Apr 9, 2021 · Amount on File
Prior Sale	Mar 4, 2019 · Amount on File
Deed Document Number	202124739
Prior Transfer Date	Feb 4, 2016
Prior Transfer Doc	0000005616
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4097 MISSOURI FLAT RD, PLACERVILLE, CA 95667-6229
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2100 VALLEY VIEW PKWY, EL DORADO HILLS, CA 95762-5536

Mortgage

Document Number	0000064149
Date	Oct 8, 2021
Instrument	2021-0064149

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	355 Months
Due	May 1, 2051

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Apr 9, 2021
Property Address	4097 MISSOURI FLAT RD, PLACERVILLE, CA 95667-6229
Document Number	0000024739
Instrument Date	Apr 7, 2021
Instrument	2021-0024739
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4097 MISSOURI FLAT RD, PLACERVILLE, CA 95667-6229

Mortgage

Document Number	0000024740
Date	Apr 9, 2021
Instrument	2021-0024740

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4097 MISSOURI FLAT RD, PLACERVILLE, CA 95667-6229
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4097 MISSOURI FLAT RD, PLACERVILLE, CA 95667-6229

Mortgage

Document Number	0000004267
Date	Jan 21, 2021
Instrument	2021-0004267

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 4, 2019
Property Address	4097 MISSOURI FLAT RD, PLACERVILLE, CA 95667-6229
Document Number	0000007009
Instrument Date	Feb 28, 2019
Instrument	2019-0007009
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4097 MISSOURI FLAT RD, PLACERVILLE, CA 95667-6229

Mortgage

Document Number	0000007010
Date	Mar 4, 2019
Instrument	2019-0007010

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4097 MISSOURI FLAT RD, PLACERVILLE, CA 95667-6229
Document Number	0000006860
Instrument Date	Feb 20, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6492 AURUM CITY RD EL DORADO CA 956234320, EL DORADO, CA 95623-4320

Mortgage

Document Number	0000006860
Date	Feb 26, 2018
Instrument	6860

Lender

Name	BROOKS LIVING TRUST (PT)
Address	3188 RIDGE CT, PLACERVILLE, CA 95667-5815

Agreement

Amount	Amount on Record

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Feb 23, 2018
Property Address	4097 MISSOURI FLAT RD, PLACERVILLE, CA 95667-6229
Document Number	0000006672
Instrument Date	Jan 22, 2018
Instrument	6672
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	GREATER LA ESCROW INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3385 WOODLAND CIR HUNTINGDON VALLEY PA 190064246, HUNTINGDON VALLEY, PA 19006-4246

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Feb 23, 2018
Property Address	4097 MISSOURI FLAT RD, PLACERVILLE, CA 95667-6229
Document Number	0000006673
Instrument Date	Jan 22, 2018
Instrument	6673
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	GREATER LA ESCROW INC

Transaction

Amount	Amount on Record
Tax	$309.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1585 PLACERVILLE CA 956671585, PLACERVILLE, CA 95667-1585

Tax Assessment & Valuation

The 2025 property tax bill for 4097 Missouri Flat Rd was $5,655.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Mother Lode Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$546,516 (+2%) Land $153,466 Building $393,050
2025	$5,655.00	$535,801 Land $150,457 Building $385,344
2023	$5,413.00 (+1.2%)	$514,997 Land $144,615 Building $370,382
2022	$5,349.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4097 Missouri Flat Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4097 Missouri Flat Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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