4002 Missouri Flat Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 4002 Missouri Flat Rd, Placerville, CA 95667

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details14,400 sqft · built 1982
Lot Size1.01 acres (43,995 sqft)
OwnerCompany Name on Record
Tax Bill$16,708 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN327-290-074-000

Property Details

APN / Parcel Number

Primary APN327-290-074-000

Interior

Stories1 Story
Building Area14,400 sqft Total Area

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1999
Construction TypeTilt-Up Concrete
Fire ResistanceMasonry Walls, Wood Interior
Lot Area43,995 sqft (1.01 acres)
Patio Area14,400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4002 MISSOURI FLAT RD
CityPLACERVILLE
StateCA
Zip95667
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionPM 52/33/14 PROSPECT PLAZA
Legal SubdivisionPROSPECT PLAZA
JurisdictionEL DORADO CA
Township / Civil DivisionNORTH EL DORADO
Census Block Group2
Census Block2016
Census Tract30902

Owner

Source: El Dorado County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1000 N WESTERN AVE STE 200, 200, SAN PEDRO, CA 90732-2402
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address4002 MISSOURI FLAT RD, PLACERVILLE, CA 95667-6243
Transaction TypeMortgage
Record UpdatedJul 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002557
DateJan 13, 2022
Instrument2022-0002557
Lender
NameLADDER CAPITAL FINANCE LLC
TypeLending Institution
AddressNEW YORK, NY 10154
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyEl Dorado County
Secondary School DistrictEl Dorado Union High School District (09 - 12)
Elementary School DistrictMother Lode Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$16,708.00 (+5.65%)$1,558,821 (+4.04%) Land $352,725 Building $1,206,096
2023$15,815.00 (+2.91%)$1,498,292 Land $339,029 Building $1,159,263
2022$15,368.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEL DORADO ID - MAIN
serves 128,408 people · EPA ID CA0910001
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
Cal.net
Fixed Wireless
100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Missouri Flat Rd

Nearby Streets

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