Frederick County property record for 3986 Rye Ln, Monrovia, MD 21770
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,722 sqft · built 1978 |
| Lot Size | 1.01 acres (44,431 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $434,900 (Nov 2018) |
| Tax Bill | $6,340 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-262709 |
| Primary APN | 09-262709 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,722 sqft Living Area |
| Gross Area | 3,496 sqft |
| 1st Floor Area | 936 sqft |
| Basement Area | 850 sqft |
| Finished Basement | 850 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 44,431 sqft |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 510 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 702 sqft |
| Deck Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 262709 |
|---|---|
| Street Address | 3986 RYE LN |
| City | MONROVIA |
| State | MD |
| Zip | 21770-8922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 15 B K S 5 PL 3 1.2 AC RYE LA GREEN VALLEY |
| Legal Subdivision | GREEN VLY 3 SEC 5 |
| Legal Block | K |
| Legal Lot Number | 15 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 752102 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3986 RYE LN, MONROVIA, MD 21770-8922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 8, 2020 | Deed of Trust, Mortgage · Conventional with PMI PRIVATE INDIVIDUAL |
| Nov 19, 2018 | Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2018 · Amount on Record |
| Deed Sale | Nov 19, 2018 · Amount on Record |
| Prior Sale | Mar 5, 2013 · Amount on Record |
| Deed Book / Page | 12715 / 332 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3986 RYE LN, MONROVIA, MD 21770-8922 |
| Document Number | 0139950451 |
| Instrument Date | Jul 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3986 RYE LN MONROVIA MD 217708922, MONROVIA, MD 21770-8922 |
| Document Number | 0139950451 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 013995/000451 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 18, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 19, 2018 |
| Property Address | 3986 RYE LN, MONROVIA, MD 21770-8922 |
| Document Number | 0127150332 |
| Book / Page | 12715 / 0332 |
| Map Reference | MB14 PL128 |
| Instrument Date | Oct 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | CERTIFIELD TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,087.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3986 RYE LN, MONROVIA, MD 21770-8922 |
| Document Number | 0012715341 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 12715/341 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $610,167 (+22.89%) | $645,700 (+19.77%) Land $225,200 Building $420,500 | |
| 2025 | $6,340.00 (+15.06%) | ||
| 2023 | $5,510.00 Homeowner's exemption | $496,500 | $539,100 Land $175,100 Building $364,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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