Frederick County property record for 3989 Rye Ln, Monrovia, MD 21770
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,677 sqft · built 1977 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Jun 2000) |
| Tax Bill | $5,361 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-262962 |
| Primary APN | 09-262962 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,677 sqft Living Area |
| Gross Area | 2,589 sqft |
| 1st Floor Area | 1,118 sqft |
| Basement Area | 559 sqft |
| Finished Basement | 559 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 47,045 sqft |
| Garage Type | Attached |
| Garage Area | 912 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 595 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 172 sqft |
| Deck Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 262962 |
|---|---|
| Street Address | 3989 RYE LN |
| City | MONROVIA |
| State | MD |
| Zip | 21770-8903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 38 BLK K SECT 5 PLAT 3 1.08 ACRES GREEN VALLEY RYE LANE |
| Legal Subdivision | GREEN VLY RYE LANE SEC 05 |
| Legal Block | K |
| Legal Lot Number | 38 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 752102 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3989 RYE LN, MONROVIA, MD 21770-8903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 4, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2000 · Amount on Record |
| Deed Sale | Jun 8, 2000 · Amount on Record |
| Deed Document Number | 20003424 |
| Deed Book / Page | 2721 / 208 |
| Last Transfer Date | Jan 24, 2012 |
| Transfer Doc | 0090040423 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 20, 2026 |
| Property Address | 3989 RYE LN, MONROVIA, MD 21770-8903 |
| Document Number | 1782000298 |
| Book / Page | 17823 / 298 |
| Instrument Date | Apr 11, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE, LLC |
| Name | Verified Name |
|---|---|
| Address | 3989 RYE LN, MONROVIA, MD 21770-8903 |
| Document Number | 1782000298, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 17823/298 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3989 RYE LN, MONROVIA, MD 21770-8903 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0148640477 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 14864/477 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3989 RYE LN, MONROVIA, MD 21770-8903 |
| Document Number | 0118220111 |
| Book / Page | 011822 / 000111 |
| Instrument Date | May 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 3989 RYE LN MONROVIA MD 217708903, MONROVIA, MD 21770-8903 |
| Document Number | 0118220111 |
|---|---|
| Date | May 17, 2017 |
| Book Page | 011822/000111 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 16, 2047 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $445,400 (+4.41%) | $464,200 (-) Land $225,800 Building $238,400 | |
| 2025 | $5,361.00 (+5.41%) | $426,600 (+14.4%) | $464,200 (+13.83%) Land $225,800 Building $238,400 |
| 2024 | $5,086.00 (+12.57%) | ||
| 2023 | $4,518.00 | $372,900 | $407,800 Land $175,700 Building $232,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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