Frederick County property record for 3985 Rye Ln, Monrovia, MD 21770
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,282 sqft · built 1977 |
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $429,900 (Sep 2005) |
| Tax Bill | $4,570 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-262946 |
| Primary APN | 09-262946 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,282 sqft Living Area |
| Gross Area | 2,098 sqft |
| 1st Floor Area | 1,282 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 43,124 sqft (0.99 acres) |
| Garage Type | Attached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 288 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 262946 |
|---|---|
| Street Address | 3985 RYE LN |
| City | MONROVIA |
| State | MD |
| Zip | 21770-8903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 36 BLK K SECT 5 P 0.99 ACRES RYE LANE |
| Legal Subdivision | GREEN VLY 03 SEC 05 |
| Legal Block | K |
| Legal Lot Number | 36 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 752102 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3985 RYE LN, MONROVIA, MD 21770-8903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Apr 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Jun 28, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage M & T BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2005 · Amount on Record |
| Deed Sale | Sep 12, 2005 · Amount on Record |
| Prior Sale | Apr 1, 1992 · Amount on Record |
| Deed Document Number | 200556978 |
| Deed Book / Page | 5558 / 224 |
| Last Transfer Date | Jun 7, 2021 |
| Transfer Doc | 0150320090 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3985 RYE LN, MONROVIA, MD 21770-8903 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0117470011 |
|---|---|
| Date | Apr 4, 2017 |
| Book Page | 11747/0011 |
| Instrument | 11747-0011 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 28, 2021 |
| Property Address | 3985 RYE LN, MONROVIA, MD 21770-8903 |
| Document Number | 0150320090 |
| Book / Page | 15032 / 90 |
| Map Reference | MB 14 PL 128 |
| Instrument Date | Jun 7, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3985 RYE LN, MONROVIA, MD 21770-8903 |
| Investor | Possibly a Property Investor |
| Document Number | 1503296 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 15032/96 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2041 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $429,433 (+8.02%) | $461,300 (-) Land $246,200 Building $215,100 | |
| 2025 | $4,570.00 (+6.11%) Homeowner's exemption | $397,567 (+16.22%) | $461,300 (+26.14%) Land $246,200 Building $215,100 |
| 2024 | $4,307.00 (+8.32%) | ||
| 2023 | $3,976.00 Homeowner's exemption | $342,067 | $365,700 Land $174,400 Building $191,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures