3982 Rye Ln, Monrovia, MD 21770 Property Records

Frederick County property record for 3982 Rye Ln, Monrovia, MD 21770

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,472 sqft · built 1977
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Sep 2009)
Tax Bill	$5,388 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-262725`

Property Details

APN / Parcel Number

Primary APN	`09-262725`
Alternative APNs	`9262725` `262725`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,472 sqft Living Area
Gross Area	3,047 sqft
1st Floor Area	936 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	65,340 sqft
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	262725
Street Address	3982 RYE LN
City	MONROVIA
State	MD
Zip	21770-8922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 17 B K S 5 PL 3 1.5 AC RYE LA GREEN VALLEY
Legal Subdivision	GREEN VALLEY
Legal Block	K
Legal Lot Number	17
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	1
Census Block	1001
Census Tract	752102

Owner

3982 Rye Ln is owned and occupied by two individuals who bought it in September 2009.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3982 RYE LN, MONROVIA, MD 21770-8922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2009 · Amount on File
Deed Sale	Sep 28, 2009 · Amount on File
Prior Sale	Oct 29, 2004
Deed Document Number	20094141
Deed Book / Page	7530 / 183
Transfer Doc	0049370684
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3982 RYE LN, MONROVIA, MD 21770-8922
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	VILLAGE SETTLEMENTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3982 RYE LN, MONROVIA, MD 21770-8922

Mortgage

Document Number	0144210412
Date	Jan 6, 2021
Book Page	14421/412

Lender

Name	MIDDLETOWN VALLEY BANK
Type	Bank
Address	MIDDLETOWN, MD 21769

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3982 Rye Ln was $5,388 with a homeowner's exemption, up 5.9% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$510,967 (+5.54%)	$537,800 (-) Land $230,000 Building $307,800
2025	$5,388.00 (+5.88%) Homeowner's exemption	$484,133	$537,800 Land $230,000 Building $307,800
2024	$5,089.00 (+8.55%)
2023	$4,688.00 Homeowner's exemption	$420,933	$457,300 Land $179,500 Building $277,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3982 Rye Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3982 Rye Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35