Oakland County property record for 3986 Loch Dr, Highland, MI 48357
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,696 sqft · built 1991 |
| Lot Size | 0.641 acres (27,922 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $227,000 (Feb 2016) |
| Tax Bill | $3,704 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | H-11-09-177-022 |
| Primary APN | H-11-09-177-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,696 sqft Living Area |
| 1st Floor Area | 1,052 sqft |
| Basement Area | 1,037 sqft |
| Unfinished Basement | 1,037 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 27,922 sqft (0.641 acres) |
| Lot Dimensions | 257 ft deep x 60 ft wide |
| Garage Area | 445 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 198 sqft |
| Deck Area | 30 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3986 LOCH DR |
|---|---|
| City | HIGHLAND |
| State | MI |
| Zip | 48357-2232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | T3N, R7E, SEC 9 HIGHLAND HILLS NO 3 LOT 149 |
| Legal Range | 07E |
| Legal Township | 03N |
| Legal Section | 09 |
| Legal Subdivision | HIGHLAND |
| Legal Lot Number | 149 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | HIGHLAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 131600 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3986 LOCH DR, HIGHLAND, MI 48357-2232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2016 · Amount on Record |
| Deed Sale | Feb 23, 2016 · Amount on Record |
| Prior Sale | Dec 18, 2009 · Amount on Record |
| Deed Document Number | 201632635 |
| Deed Book / Page | 49086 / 216 |
| Prior Transfer Date | Sep 30, 2008 |
| Prior Transfer Doc | 4067000170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3986 LOCH DR, HIGHLAND, MI 48357-2232 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3986 LOCH DR, HIGHLAND, MI 48357-2232 |
| Document Number | 20260025506 |
|---|---|
| Date | Mar 3, 2026 |
| Book Page | 60982/719 |
| Instrument | 20260025506 |
| Name | LOC FCU |
|---|---|
| Type | Credit Union |
| Address | FARMINGTON, MI 48336 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 2, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Highland Charter Township |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,704.00 (-38.03%) Homeowner's exemption | $201,030 (+8.93%) | $402,060 (+8.93%) |
| 2024 | $5,977.00 (+17.15%) | ||
| 2023 | $184,550 | $369,100 | |
| 2021 | $5,102.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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