3983 Loch Dr, Highland, MI 48357 Property Records

Oakland County property record for 3983 Loch Dr, Highland, MI 48357

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,012 sqft · built 1962
Lot Size	0.696 acres (30,318 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Mar 2019)
Tax Bill	$2,746 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H-11-09-176-006`

Property Details

APN / Parcel Number

Primary APN	`H-11-09-176-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,012 sqft Living Area
1st Floor Area	1,350 sqft
Basement Area	1,107 sqft
Unfinished Basement	1,107 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	30,318 sqft (0.696 acres)
Lot Dimensions	237 ft deep x 100 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	610 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3983 LOCH DR
City	HIGHLAND
State	MI
Zip	48357-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T3N, R7E, SEC 9 HIGHLAND HILLS NO 3 LOT 203
Legal Range	07E
Legal Township	03N
Legal Section	09
Legal Subdivision	HIGHLAND
Legal Lot Number	203
Jurisdiction	OAKLAND MI
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1007
Census Tract	131600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3983 LOCH DR, HIGHLAND, MI 48357-2233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage STAUNTON FIN'L INC
Mar 5, 2019	Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2019 · Amount on Record
Deed Sale	Mar 5, 2019 · Amount on Record
Prior Sale	Mar 18, 2010 · Amount on Record
Deed Document Number	201929569
Deed Book / Page	52619 / 736
Prior Transfer Date	Jul 21, 2009
Prior Transfer Doc	0000144275
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3983 LOCH DR, HIGHLAND, MI 48357-2233
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3983 LOCH DR, HIGHLAND, MI 48357-2233

Mortgage

Document Number	0000406461
Date	Jun 29, 2022
Book Page	57906/768
Instrument	406461

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3983 LOCH DR, HIGHLAND, MI 48357-2233
Document Number	0000192005
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3983 LOCH DR HIGHLAND MI 483572233, HIGHLAND, MI 48357-2233

Mortgage

Document Number	0000192005
Date	Nov 16, 2020
Book Page	055178/000393
Instrument	192005

Lender

Name	STAUNTON FIN'L INC
Address	SOUTHFIELD, MI 48075

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 5, 2019
Property Address	3983 LOCH DR, HIGHLAND, MI 48357-2233
Document Number	0000029569
Book / Page	52619 / 00736
Map Reference	LB 103 PG 20
Instrument Date	Feb 28, 2019
Instrument	029569
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,591.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4273 CLYDE RD, 4273, HOLLY, MI 48442-9181

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3983 LOCH DR, HIGHLAND, MI 48357-2233

Mortgage

Document Number	0000029570
Date	Mar 5, 2019
Instrument	029570

Lender

Name	STAUNTON FINANCIAL INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Highland Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,746.00 (-32.75%) Homeowner's exemption	$150,820 (+9.95%)	$301,640 (+9.95%)
2024	$4,083.00 (+19%)
2023		$137,170	$274,340
2021	$3,431.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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