Oakland County property record for 3996 Loch Dr, Highland, MI 48357
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,586 sqft · built 1988 |
| Lot Size | 0.534 acres (23,261 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $227,500 (Dec 2016) |
| Tax Bill | $3,138 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | H-11-09-177-020 |
| Primary APN | H-11-09-177-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,586 sqft Living Area |
| 1st Floor Area | 736 sqft |
| Basement Area | 736 sqft |
| Unfinished Basement | 736 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 23,261 sqft (0.534 acres) |
| Lot Dimensions | 232 ft deep x 114 ft wide |
| Garage Area | 457 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 436 sqft |
| Deck Area | 340 sqft |
| Patio Area | 388 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3996 LOCH DR |
|---|---|
| City | HIGHLAND |
| State | MI |
| Zip | 48357-2232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | T3N, R7E, SEC 9 HIGHLAND HILLS NO 3 LOT 147 |
| Legal Range | 07E |
| Legal Township | 03N |
| Legal Section | 09 |
| Legal Subdivision | HIGHLAND |
| Legal Lot Number | 147 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | HIGHLAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 131600 |
3996 Loch Dr is owned and occupied by two individuals who bought it in December 2016.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3996 LOCH DR, HIGHLAND, MI 48357-2232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2016 · Amount on File |
| Deed Sale | Dec 9, 2016 · Amount on File |
| Prior Sale | Aug 27, 2012 · Amount on File |
| Deed Document Number | 2016233952 |
| Deed Book / Page | 50164 / 353 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3996 LOCH DR, HIGHLAND, MI 48357-2232 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 3996 LOCH DR, HIGHLAND, MI 48357-2232 |
| Document Number | 0000043543 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 55723/838 |
| Instrument | 43543 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 359 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 3996 Loch Dr was $3,138 with a homeowner's exemption, down 39.3% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Highland Charter Township |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,138.00 (-39.34%) Homeowner's exemption | $164,970 | $329,940 |
| 2024 | $5,173.00 | ||
| 2023 | $151,620 | $303,240 | |
| 2021 | $4,271.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3996 Loch Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3996 Loch Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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