3986 Germain St, Camarillo, CA 93010 Property Records

Ventura County property record for 3986 Germain St, Camarillo, CA 93010

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,773 sqft · built 1965
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Jun 2016)
Tax Bill	$7,297 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`167-0-113-055`

Property Details

APN / Parcel Number

Primary APN	`167-0-113-055`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,773 sqft Living Area
1st Floor Area	1,388 sqft
2nd Floor Area	385 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	100 ft deep x 72 ft wide
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces
Pool Area	612 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3986 GERMAIN ST
City	CAMARILLO
State	CA
Zip	93010-4043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 147201 LOT: 5 REF: 038MR 077
Legal Subdivision	1472-1
Legal Tract	147201
Legal Block	113
Legal Lot Number	5
Jurisdiction	VENTURA CA
Township / Civil Division	CAMARILLO
Census Block Group	1
Census Block	1008
Census Tract	5404

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3986 GERMAIN ST, CAMARILLO, CA 93010-4043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage CBC FCU
Nov 27, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage CBC FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2016 · Amount on Record
Deed Sale	Jun 9, 2016 · Amount on Record
Prior Sale	Nov 15, 2012 · Amount on Record
Deed Document Number	201680237
Last Transfer Date	Nov 21, 2019
Transfer Doc	0000148623
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Recording Date	Jun 30, 2026
Property Address	3986 GERMAIN ST, CAMARILLO, CA 93010-4043
Document Number	0000047836
Instrument Date	Jun 16, 2026
Instrument	202647836
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LAWYERS LAND TITLE COMPANY, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3986 GERMAIN ST, CAMARILLO, CA 93010-4043

Mortgage

Document Number	0000047836,
Date	Jun 30, 2026
Instrument	202647836

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 28, 2051

Interest

Rate	6.51%
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3986 GERMAIN ST, CAMARILLO, CA 93010-4043
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114494
Date	Jul 31, 2020
Instrument	20200731-00114494

Lender

Name	CBC FCU
Type	Credit Union
Address	OXNARD, CA 93036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Nov 27, 2019
Property Address	3986 GERMAIN ST, CAMARILLO, CA 93010-4043
Document Number	0000148623
Map Reference	MB 38 PG 77
Instrument Date	Nov 21, 2019
Instrument	20191127-00148623
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3986 GERMAIN ST, CAMARILLO, CA 93010-4043

Mortgage

Document Number	0000148624
Date	Nov 27, 2019
Instrument	20191127-00148624

Lender

Name	CBC FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Camarillo City
County	Ventura County
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Pleasant Valley Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$664,104 (+2%) Land $431,670 Building $232,434
2025	$7,297.00 (+1.98%)	$651,083 (+4.04%) Land $423,206 Building $227,877
2024	$7,155.00 (+3.71%)
2023	$6,899.00 (+0.29%)	$625,801 Land $406,772 Building $219,029
2022	$6,879.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMARILLO WATER DEPT serves 47,701 people · EPA ID CA5610019
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, GeoLinks, Rocket Broadband, Verizon.

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