3890 Germain St, Camarillo, CA 93010 Property Records

Ventura County property record for 3890 Germain St, Camarillo, CA 93010

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,839 sqft · built 1964
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Company Names on Record
Last Sale	$381,500 (Nov 2008)
Tax Bill	$5,453 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`167-0-125-025`

Property Details

APN / Parcel Number

Primary APN	`167-0-125-025`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,839 sqft Living Area
1st Floor Area	1,123 sqft
2nd Floor Area	716 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	100 ft deep x 72 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Patio Area	216 sqft

Location & Zoning

Street Address	3890 GERMAIN ST
City	CAMARILLO
State	CA
Zip	93010-4000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 147202 LOT: 44 REF: 039MR 093
Legal Subdivision	TRACT NO 1472 2
Legal Tract	147202
Legal Block	125
Legal Lot Number	44
Jurisdiction	VENTURA CA
Township / Civil Division	CAMARILLO
Census Block Group	1
Census Block	1008
Census Tract	5404

Owner

Source: Ventura County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3890 GERMAIN ST, CAMARILLO, CA 93010-4000
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 31, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FISHER FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2008 · Amount on Record
Deed Sale	Nov 19, 2008 · Amount on Record
Prior Sale	Sep 3, 2008 · Amount on Record
Deed Document Number	2008168198
Last Transfer Date	Oct 16, 2019
Transfer Doc	0000134262
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3890 GERMAIN ST, CAMARILLO, CA 93010-4022
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3890 GERMAIN ST, CAMARILLO, CA 93010-4022

Mortgage

Document Number	0000141778
Date	Sep 9, 2020
Instrument	20200909-00141778

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Oct 31, 2019
Property Address	3890 GERMAIN ST, CAMARILLO, CA 93010-4022
Document Number	0000134262
Map Reference	MB 39 PG 93
Instrument Date	Oct 16, 2019
Instrument	20191031-00134262
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3890 GERMAIN ST, CAMARILLO, CA 93010-4022

Mortgage

Document Number	0000134263
Date	Oct 31, 2019
Instrument	20191031-00134263

Lender

Name	FISHER FINANCIAL GROUP INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Camarillo City
County	Ventura County
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Pleasant Valley Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$501,087 (+2%) Land $325,745 Building $175,342
2025	$5,453.00 (+2%)	$491,262 (+4.04%) Land $319,358 Building $171,904
2024	$5,346.00 (+3.75%)
2023	$5,153.00 (+0.31%) Homeowner's exemption	$472,187 Land $306,957 Building $165,230
2022	$5,137.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMARILLO WATER DEPT serves 47,701 people · EPA ID CA5610019
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, GeoLinks, Rocket Broadband, Verizon.

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