3938 Germain St, Camarillo, CA 93010 Property Records

Ventura County property record for 3938 Germain St, Camarillo, CA 93010

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,692 sqft · built 1965
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$267,500 (Aug 2000)
Tax Bill	$4,477 (2025)
Deeds & Mortgages	Jun 2026 Reverse Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`167-0-113-075`

Property Details

APN / Parcel Number

Primary APN	`167-0-113-075`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,692 sqft Living Area
Gross Area	1,442 sqft
1st Floor Area	1,442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	100 ft deep x 72 ft wide
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces
Patio Area	230 sqft

Location & Zoning

Street Address	3938 GERMAIN ST
City	CAMARILLO
State	CA
Zip	93010-4043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 147201 LOT: 7 REF: 038MR 077
Legal Subdivision	1472-1
Legal Tract	147201
Legal Block	113
Legal Lot Number	7
Jurisdiction	VENTURA CA
Township / Civil Division	CAMARILLO
Census Block Group	1
Census Block	1008
Census Tract	5404

Owner

Source: Ventura County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3938 GERMAIN ST, CAMARILLO, CA 93010-4043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Reverse Mortgage DIGNIFIED HOME LOANS
Mar 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage MECHANICS BANK
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage MECHANICS BANK
Dec 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage MECHANICS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2000 · Amount on Record
Deed Sale	Aug 18, 2000 · Amount on Record
Deed Document Number	2000133371
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Recording Date	Jun 22, 2026
Property Address	3938 GERMAIN ST, CAMARILLO, CA 93010-4043
Document Number	0000045443
Instrument Date	Jun 15, 2026
Instrument	202645443
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3938 GERMAIN ST, CAMARILLO, CA 93010-4043

Mortgage

Document Number	0000045443,
Date	Jun 22, 2026
Instrument	202645443

Lender

Name	DIGNIFIED HOME LOANS

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	975 Months
Due	Sep 4, 2107

Interest

Rate	6.36%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3938 GERMAIN ST, CAMARILLO, CA 93010-4043
Transaction Type	Mortgage
Record Updated	Mar 30, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3938 GERMAIN ST, CAMARILLO, CA 93010-4043

Mortgage

Document Number	2022000035490
Date	Mar 17, 2022
Instrument	2022000035490

Lender

Name	MECHANICS BANK
Type	Bank
Address	94921

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3938 GERMAIN ST, CAMARILLO, CA 93010-4043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000136129
Date	Nov 4, 2019
Instrument	20191104-00136129

Lender

Name	MECHANICS BANK
Type	Bank
Address	ARROYO GRANDE, CA 93421

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3938 GERMAIN ST, CAMARILLO, CA 93010-4043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000156897
Date	Dec 17, 2019
Instrument	20191217-00156897

Lender

Name	MECHANICS BANK
Type	Bank
Address	ARROYO GRANDE, CA 93421

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Camarillo City
County	Ventura County
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Pleasant Valley Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$411,107 (+2%) Land $164,439 Building $246,668
2025	$4,477.00 (+1.98%) Homeowner's exemption	$403,047 (+4.04%) Land $161,215 Building $241,832
2024	$4,390.00 (+3.73%)
2023	$4,232.00 (+0.36%) Homeowner's exemption	$387,398 Land $154,955 Building $232,443
2022	$4,217.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMARILLO WATER DEPT serves 47,701 people · EPA ID CA5610019
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, GeoLinks, Rocket Broadband, Verizon.

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