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3985 Lowry Ave, Cincinnati, OH 45229 Property Records

Hamilton County property record for 3985 Lowry Ave, Cincinnati, OH 45229

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,786 sqft · built 1915
Lot Size0.346 acres (15,072 sqft)
Owner2 Owner Names on Record
Last Sale$225,000 (May 2013)
Tax Bill$6,707 (2025)
Deeds & MortgagesFeb 2022 Line of Credit
Oct 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN115-0003-0056-00

Property Details

APN / Parcel Number

Primary APN115-0003-0056-00

Interior

Bedrooms5 Beds
Full Baths5 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,786 sqft Living Area
1st Floor Area1,751 sqft
2nd Floor Area1,641 sqft
AtticAttic
Attic Area394 sqft
Basement Area1,661 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Architectural StyleConventional
Exterior MaterialStucco
Lot Area15,072 sqft (0.346 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area414 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3985 LOWRY AVE
CityCINCINNATI
StateOH
Zip45229-1309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3985 LOWRY AV 100 X 150 WS LOWRY AV 150 FT S OF MITCHELL
Legal SubdivisionWILLIAMS MDW
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group2
Census Block2010
Census Tract6502

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on Record
Mailing Address3985 LOWRY AVE, CINCINNATI, OH 45229-1309
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2022Deed of Trust, Mortgage · Line of Credit
THE NORTH SIDE BANK & TRUST CO
Oct 3, 2019Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2013 · Amount on Record
Deed SaleMay 29, 2013 · Amount on Record
Prior SaleJun 22, 1998 · Amount on Record
Deed Document Number13-070928
Deed Book / Page12325 / 00650
Prior Transfer DateMay 22, 2013
Prior Transfer Doc0000070928
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3985 LOWRY AVE, CINCINNATI, OH 45229-1309
Transaction TypeMortgage
Record UpdatedMar 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3985 LOWRY AVE, CINCINNATI, OH 45229-1309

Mortgage

Document Number0000014408
DateFeb 9, 2022
Book Page14601/1204
Instrument2022-0014408
Lender
NameTHE NORTH SIDE BANK & TRUST CO
TypeBank
AddressCINCINNATI, OH 45223
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3985 LOWRY AVE, CINCINNATI, OH 45229-1309
Document Number0000095527
Instrument DateOct 3, 2019
Transaction TypeMortgage
Record UpdatedDec 31, 2019
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3985 LOWRY AVE CINCINNATI OH 452291309, CINCINNATI, OH 45229-1309

Mortgage

Document Number0000095527
DateNov 1, 2019
Book Page014036/000648
Instrument95527
Lender
NameFIFTH THIRD BK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 31, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,707.00 (+2.96%)$108,493 (-) Land $23,275 Building $85,218
2024$6,514.00 (-2.1%)$108,493 (-) Land $23,275 Building $85,218
2023$6,654.00 (+24.63%)$108,493 (+39.12%) Land $23,275 Building $85,218$309,980 (+39.12%) Land $66,500 Building $243,480
2022$5,339.00 Homeowner's exemption$77,984 Land $16,419 Building $61,565
2020$222,810 Land $46,910 Building $175,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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