4105 Lowry Ave, Cincinnati, OH 45212 Property Records

Hamilton County property record for 4105 Lowry Ave, Cincinnati, OH 45212

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,050 sqft · built 1925
Lot Size	0.187 acres (8,189 sqft)
Owner	Individual Name on File
Last Sale	$134,000 (Jan 2022)
Tax Bill	$2,425 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage May 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`651-0051-0251-00`

Property Details

APN / Parcel Number

Primary APN	`651-0051-0251-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,050 sqft Living Area
1st Floor Area	570 sqft
2nd Floor Area	480 sqft
Basement Area	570 sqft

Exterior

Year Built	Built 1925
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,189 sqft (0.187 acres)
Lot Dimensions	112 ft deep x 60 ft wide
Porch	Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4105 LOWRY AVE
City	CINCINNATI
State	OH
Zip	45212-2813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4105 LOWRY AVE 60 X 112.50 IRRPTS LOT 39-40-41-42 IVANHOE SYND SUB
Legal Subdivision	IVANHOE SYND SUB
Legal Lot Number	39-40-4 40
Jurisdiction	HAMILTON OH
Township / Civil Division	NORWOOD
Census Block Group	4
Census Block	4006
Census Tract	25600

Owner

4105 Lowry Ave is owned and occupied by an individual who bought it in January 2022.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4105 LOWRY AVE, CINCINNATI, OH 45212-2813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Warranty Deed, Transfer · FHA Mortgage UNION SAVINGS BANK
May 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 16, 2019	Warranty Deed, Transfer · Conventional Mortgage SIBCY CLINE MORTGAGE SERVICES INC
Aug 16, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2022 · Amount on File
Deed Sale	Jan 7, 2022 · Amount on File
Prior Sale	Oct 16, 2019
Deed Document Number	0000002799
Deed Book / Page	14579 / 2609
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 7, 2022
Property Address	4105 LOWRY AVE, CINCINNATI, OH 45212-2813
Document Number	0000002799
Book / Page	14579 / 2609
Map Reference	MB 6 PG 182
Instrument Date	Jan 3, 2022
Instrument	2022-0002799
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$402.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4105 LOWRY AVE, CINCINNATI, OH 45212-2813

Mortgage

Document Number	0000002800
Date	Jan 7, 2022
Instrument	2022-0002800

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	May 27, 2020
Property Address	4105 LOWRY AVE, CINCINNATI, OH 45212-2813
Document Number	0000049451
Book / Page	014176 / 002162
Instrument Date	May 26, 2020
Instrument	49451
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6217 PRENTICE ST CINCINNATI OH 452272429, CINCINNATI, OH 45227-2429

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 16, 2019
Property Address	4105 LOWRY AVE, CINCINNATI, OH 45212-2813
Document Number	0000089876
Book / Page	14024 / 00262
Map Reference	MB 6 PG 182
Instrument Date	Oct 1, 2019
Instrument	2019-0089876
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	LTOC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4105 LOWRY AVE, CINCINNATI, OH 45212-2813

Mortgage

Document Number	0000089879
Date	Oct 16, 2019
Instrument	2019-0089879

Lender

Name	SIBCY CLINE MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 16, 2019
Property Address	4105 LOWRY AVE, CINCINNATI, OH 45212-2813
Document Number	0000068416
Book / Page	013982 / 000381
Instrument Date	Jul 30, 2019
Instrument	68416
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$392.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4105 LOWRY AVE CINCINNATI OH 452122813, CINCINNATI, OH 45212-2813

Tax Assessment & Valuation

The 2025 property tax bill for 4105 Lowry Ave was $2,425, up 3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Norwood City
Unified School District	Norwood City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,425.00 (+2.97%)	$46,900 (-) Land $8,645 Building $38,255
2024	$2,355.00 (-2.61%)	$46,900 (-) Land $8,645 Building $38,255
2023	$2,418.00 (+10.97%)	$46,900 (+36.73%) Land $8,645 Building $38,255	$134,000 Land $24,700 Building $109,300
2022	$2,179.00	$34,301 Land $5,807 Building $28,494
2020			$98,000 Land $16,590 Building $81,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4105 Lowry Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4105 Lowry Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWOOD CITY PWS serves 19,870 people · EPA ID OH3101703
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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