Hamilton County property record for 3976 Lowry Ave, Cincinnati, OH 45229
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 3 ba · 3,554 sqft · built 1920 |
| Lot Size | 0.173 acres (7,536 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,710 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jul 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 115-0003-0060-00 |
| Primary APN | 115-0003-0060-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 14 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,554 sqft Living Area |
| Gross Area | 4,993 sqft |
| 1st Floor Area | 1,439 sqft |
| 2nd Floor Area | 1,439 sqft |
| Attic | Attic |
| Attic Area | 676 sqft |
| Basement Area | 1,439 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 7,536 sqft (0.173 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Area | 400 sqft |
| Porch | Open Frame Porch |
| Porch Area | 318 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3976 LOWRY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45229-1310 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | SF6 |
| Legal Description | 3976 LOWRY AVE 50 X 150 LOT 38 DICKSONS |
| Legal Subdivision | DICKSONS |
| Legal Lot Number | 38 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 6502 |
3976 Lowry Ave, a residential property, is owned by a company that acquired it in June 2022.
Source: Hamilton County records, as of April 16, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3215 W 8TH ST, 1, CINCINNATI, OH 45205-2701 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 11, 2022 | Quit Claim Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE |
| Jul 11, 2022 | Warranty Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE |
| Jul 11, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jul 15, 2020 | Quit Claim Deed, Transfer SHAREFAX CU |
| Jan 24, 2017 | Limited Warranty Deed, Transfer · Conventional Mortgage SPRING VALLEY BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2017 |
| Deed Sale | Jan 24, 2017 |
| Prior Sale | Dec 29, 2016 |
| Deed Document Number | 20177347 |
| Last Transfer Date | Jun 24, 2022 |
| Transfer Doc | 0000067698 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 11, 2022 |
| Property Address | 3976 LOWRY AVE, CINCINNATI, OH 45229-1310 |
| Document Number | 0000067695 |
| Book / Page | 14705 / 3001 |
| Map Reference | MB 24 PG 21 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 2022-0067695 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3215 W 8TH ST # 1, 1, CINCINNATI, OH 45205-2701 |
| Document Number | 0000067697 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 14705/3005 |
| Instrument | 2022-0067697 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 11, 2022 |
| Property Address | 3976 LOWRY AVE, CINCINNATI, OH 45229-1310 |
| Document Number | 0000067696 |
| Book / Page | 14705 / 3003 |
| Map Reference | MB 24 PG 21 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 2022-0067696 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3215 W 8TH ST # 1, 1, CINCINNATI, OH 45205-2701 |
| Document Number | 0000067697 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 14705/3005 |
| Instrument | 2022-0067697 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 11, 2022 |
| Property Address | 3976 LOWRY AVE, CINCINNATI, OH 45229-1310 |
| Document Number | 0000067698 |
| Book / Page | 14705 / 3028 |
| Map Reference | MB 24 PG 21 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 2022-0067698 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3215 W 8TH ST, CINCINNATI, OH 45205-2701 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 15, 2020 |
| Property Address | 3976 LOWRY AVE, CINCINNATI, OH 45229-1310 |
| Document Number | 0000068265 |
| Book / Page | 014210 / 002425 |
| Instrument Date | Jul 7, 2020 |
| Instrument | 68265 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2020 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3976 LOWRY AVE CINCINNATI OH 452291310, CINCINNATI, OH 45229-1310 |
| Document Number | 68266 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 014210/002427 |
| Instrument | 68266 |
| Name | SHAREFAX CU |
|---|---|
| Type | Credit Union |
| Address | BATAVIA, OH 45103 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jul 14, 2035 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 24, 2017 |
| Property Address | 3976 LOWRY AVE, CINCINNATI, OH 45229-1310 |
| Document Number | 0000007347 |
| Map Reference | PB24PG21 |
| Instrument Date | Jan 4, 2017 |
| Instrument | 17-0007347 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3976 LOWRY AVE # 1, 1, CINCINNATI, OH 45229-1310 |
| Document Number | 0000007348 |
|---|---|
| Date | Jan 24, 2017 |
| Instrument | 17-0007348 |
| Name | SPRING VALLEY BANK & TRUST CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3976 Lowry Ave was $3,710, down 4.7% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,710.00 (-4.65%) | $58,395 (+%) Land $15,488 Building $42,907 | $166,840 Land $44,250 Building $122,590 |
| 2024 | $3,891.00 (+4.82%) | $58,393 (-) Land $15,487 Building $42,906 | |
| 2023 | $3,712.00 (+169.57%) | $58,393 (+194.19%) Land $15,487 Building $42,906 | $166,840 Land $44,250 Building $122,590 |
| 2022 | $1,377.00 Homeowner's exemption | $19,849 Land $10,945 Building $8,904 | |
| 2020 | $56,710 Land $31,270 Building $25,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3976 Lowry Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3976 Lowry Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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