Hamilton County property record for 3986 Lowry Ave, Cincinnati, OH 45229
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,531 sqft · built 1920 |
| Lot Size | 0.173 acres (7,536 sqft) |
| Owner | Company Name on File |
| Last Sale | $72,500 (Sep 2017) |
| Tax Bill | $3,178 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Apr 2020 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 115-0003-0058-00 |
| Primary APN | 115-0003-0058-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,531 sqft Living Area |
| Gross Area | 2,349 sqft |
| 1st Floor Area | 818 sqft |
| Upper Floors Area | 713 sqft |
| Basement Area | 818 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 7,536 sqft (0.173 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | Deck Area |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3986 LOWRY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45229-1310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 3986 LOWRY AVE 50 X 150 LOT 35 DICKSONS SUB |
| Legal Subdivision | DICKSONS SUB |
| Legal Lot Number | 35 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 6502 |
3986 Lowry Ave is owned by a company that bought it in September 2017.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3981 LOWRY AVE, CINCINNATI, OH 45229-1309 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2023 | Deed of Trust, Mortgage · Commercial Mortgage GENERAL ELECTRIC CU |
| Apr 7, 2020 | Deed of Trust, Construction Loan · Construction Mortgage GENERAL ELECTRIC CU |
| Sep 6, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2017 · Amount on File |
| Deed Sale | Sep 6, 2017 · Amount on File |
| Prior Sale | Jun 29, 2000 · Amount on File |
| Deed Document Number | 201781253 |
| Prior Transfer Date | Feb 15, 2007 |
| Prior Transfer Doc | 0000000035 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3986 LOWRY AVE, CINCINNATI, OH 45229-1310 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3981 LOWRY AVE, CINCINNATI, OH 45229-1309 |
| Document Number | 0000087874 |
|---|---|
| Date | Dec 15, 2023 |
| Book Page | 15063/190 |
| Instrument | 2023-0087874 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 25 Months |
| Due | Dec 31, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 7, 2020 |
| Property Address | 3986 LOWRY AVE, CINCINNATI, OH 45229-1310 |
| Document Number | 0000032549 |
| Book / Page | 014141 / 001590 |
| Instrument Date | Apr 1, 2020 |
| Instrument | 32549 |
| Transaction Type | Construction Loan |
| Record Updated | May 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3981 LOWRY AVE CINCINNATI OH 452291309, CINCINNATI, OH 45229-1309 |
| Document Number | 0000032549 |
|---|---|
| Date | Apr 7, 2020 |
| Book Page | 014141/001590 |
| Instrument | 32549 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 6, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 6, 2017 |
| Property Address | 3986 LOWRY AVE, CINCINNATI, OH 45229-1310 |
| Document Number | 0000081253 |
| Book / Page | 013496 / 000693 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 81253 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $217.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3986 LOWRY AVE CINCINNATI OH 452291310, CINCINNATI, OH 45229-1310 |
The 2025 property tax bill for 3986 Lowry Ave was $3,178, up 0.1% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,178.00 (+0.13%) | $49,988 (+%) Land $15,488 Building $34,500 | $142,820 Land $44,250 Building $98,570 |
| 2024 | $3,174.00 (-0.16%) | $49,986 (-) Land $15,487 Building $34,499 | |
| 2023 | $3,179.00 (+76.61%) | $49,986 (+96.98%) Land $15,487 Building $34,499 | $142,820 Land $44,250 Building $98,570 |
| 2022 | $1,800.00 | $25,376 Land $10,945 Building $14,431 | |
| 2020 | $72,500 Land $31,270 Building $41,230 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3986 Lowry Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3986 Lowry Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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