3985 Lakeview Acres Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3985 Lakeview Acres Rd, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,608 sqft · built 1980
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Oct 2020)
Tax Bill	$4,133 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33263149500001118D`

Property Details

APN / Parcel Number

Primary APN	`33263149500001118D`
Alternative APN	`99218`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,608 sqft Heated Area
Gross Area	2,588 sqft
1st Floor Area	1,608 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2017
Exterior Material	Aluminum Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Finished
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	340 sqft
Deck Area	292 sqft
Patio Area	338 sqft
Shed	1 Shed
Shed Area	120 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	99218
Street Address	3985 LAKEVIEW ACRES RD
City	SAINT CLOUD
State	FL
Zip	34772-9044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAE1
Legal Description	S L & I C PB B PG 29 S 165 FT OF E 320.51 FT & S 20 FT OF W 322.5 FT LOT 118 LESS W 12.5 FT
Legal Range	31E
Legal Township	26S
Legal Section	33
Legal Subdivision	S L I C SOUTH ALLIGATOR LAKE AREA
Legal Tract	4950
Legal Block	1
Legal Lot Number	118
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1015
Census Tract	43802

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	3985 LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772-9044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Warranty Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Apr 18, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Nov 15, 2017	Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	4 Verified Names on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Prior Sale	Apr 18, 2019 · Amount on Record
Deed Document Number	2020147532
Deed Book / Page	5823 / 80
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 30, 2020
Property Address	3985 LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772-9044
Document Number	0058230080
Book / Page	5823 / 80
Map Reference	S33T26SR31E
Instrument Date	Oct 27, 2020
Instrument	2020147532
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	CORE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6148 EDGERTON AVE, 6148, ORLANDO, FL 32833-5282

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3985 LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772-9044

Mortgage

Document Number	0000582390
Date	Oct 30, 2020
Instrument	5823/90

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 18, 2019
Property Address	3985 LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772-9044
Document Number	0055091719
Book / Page	5509 / 1719
Instrument Date	Apr 18, 2019
Instrument	2019049298
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,232.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6460 FIG LEAF ST, 6460, SAINT CLOUD, FL 34771-8695

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3985 LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772-9044

Mortgage

Document Number	2019049299
Date	Apr 18, 2019
Instrument	2019049299

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 15, 2017
Property Address	3985 LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772-9044
Document Number	0052391456
Book / Page	5239 / 1456
Instrument Date	Oct 23, 2017
Instrument	2017162992
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	OLIVER TITLE LAW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	261 W 8TH ST, 261, OSWEGO, NY 13126-3847

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3985 LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772-9044
Investor	Possibly a Property Investor

Mortgage

Document Number	0052391458
Date	Nov 15, 2017
Book Page	5239/1458
Instrument	2017162993

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,133.00 (+7.29%) Homeowner's exemption	$287,737 (+5.99%)	$438,900 (+27.51%) Land $109,600 Building $329,300
2023	$3,852.00 (+4.14%) Homeowner's exemption	$271,484 (+3%)	$344,200 (+20.94%) Land $55,000 Building $289,200
2022	$3,699.00 Homeowner's exemption	$263,577	$284,600 Land $45,000 Building $239,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 60% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Lumen Technologies DSL	140 / 20

3985 Lakeview Acres Rd, Saint Cloud, FL 34772 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Lakeview Acres Rd

Nearby Streets

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