3965 Lakeview Acres Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3965 Lakeview Acres Rd, Saint Cloud, FL 34772

Property Summary

Property Type	Vacant Land
Lot Size	0.975 acres (42,457 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Apr 2026)
Tax Bill	$864 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`33-26-31-4950-0001-118A`

Property Details

APN / Parcel Number

Primary APN	`33-26-31-4950-0001-118A`
Alternative APNs	`26313349500001118A` `99215`

Exterior

Lot Area	42,457 sqft (0.975 acres)

Location & Zoning

Street Address	3965 LAKEVIEW ACRES RD
City	SAINT CLOUD
State	FL
Zip	34772-9044
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	OAE1
Legal Description	S L & I C PB B PG 29 S 145 FT OF N 165 FT OF W 322.5 FT LESS W 12.5 FT
Legal Range	31E
Legal Township	26S
Legal Section	33
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	118A
Legal Lot Number	118A
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1015
Census Tract	43802

Owner

3965 Lakeview Acres Rd, vacant land, is owned by two individuals who bought it in April 2026.

Source: Osceola County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2626 MEADOWEDGE LOOP, SAINT CLOUD, FL 34772-7856
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Warranty Deed, Transfer · Seller Carry-Back LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS
Apr 30, 2026	Warranty Deed, Transfer · Seller Carry-Back MILLER FINANCIAL
Oct 13, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 28, 2018	Warranty Deed, Transfer A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW/

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on File
Deed Sale	Apr 30, 2026 · Amount on File
Prior Sale	Dec 28, 2018 · Amount on File
Deed Document Number	202657169
Deed Book / Page	6964 / 37
Prior Transfer Date	Oct 8, 2025
Prior Transfer Doc	0068632177
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 30, 2026
Property Address	3965 LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772-9044
Document Number	0000057169
Book / Page	6964 / 37
Instrument Date	Apr 30, 2026
Instrument	2026.57169
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2626 MEADOWEDGE LOOP, SAINT CLOUD, FL 34772-7856

Mortgage

Document Number	0000057170,
Date	Apr 30, 2026
Instrument	2026..57170

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	36 Months
Due	May 1, 2029

Interest

Rate Type	Balloon
Rate	7%
Initial Type	Balloon
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 30, 2026
Property Address	3965 LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772-9044
Document Number	0069640037
Book / Page	6964 / 37
Instrument Date	Apr 30, 2026
Instrument	202657169
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2626 MEADOWEDGE LOOP, SAINT CLOUD, FL 34772-7856

Mortgage

Document Number	0000057170,
Date	Apr 30, 2026
Instrument	202657170

Lender

Name	MILLER FINANCIAL
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	36 Months
Due	May 1, 2029

Interest

Rate Type	Balloon
Rate	7%
Initial Type	Balloon
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 13, 2025
Property Address	LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772
Document Number	0068632177
Book / Page	6863 / 2177
Instrument Date	Oct 8, 2025
Instrument	2025126658
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2974 BURBERRY PL, SAINT CLOUD, FL 34772-8750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2974 BURBERRY PL, SAINT CLOUD, FL 34772-8750
Investor	Possibly a Property Investor

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 28, 2018
Property Address	3965 LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772-9044
Document Number	0054560531
Book / Page	005456 / 000531
Instrument Date	Dec 28, 2018
Instrument	189012
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW/

Transaction

Amount	Amount on Record
Tax	$525.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2974 BURBERRY PL ST CLOUD FL 347728750, ST CLOUD, FL 34772-8750

Tax Assessment & Valuation

The 2025 property tax bill for 3965 Lakeview Acres Rd was $864, up 5.6% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$864.00 (+5.62%)	$72,000 (-) Land $72,000	$72,000 (-) Land $72,000
2024	$818.00 (+17.36%)	$72,000 (+30.91%) Land $72,000	$72,000 (+30.91%) Land $72,000
2023	$697.00 (+15.02%)	$55,000 (+22.22%) Land $55,000	$55,000 (+22.22%) Land $55,000
2022	$606.00	$45,000 Land $45,000	$45,000 Land $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3965 Lakeview Acres Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3965 Lakeview Acres Rd is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lakeview Acres Rd

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