Osceola County property record for 3932 Lakeview Acres Rd, Saint Cloud, FL 34772
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Jan 2022) |
| Tax Bill | $1,736 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Dec 2023 Construction Loan + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 33263149500001106C |
| Primary APN | 33263149500001106C |
|---|
| Lot Area | 44,431 sqft (1.02 acres) |
|---|
| Street Address | 3932 LAKEVIEW ACRES RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-9043 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | S L & I C PB B PG 29 S 145 FT OF N 165 FT OF E 322.5 FT OF LOT 106 LESS E 12.5 FT |
| Legal Subdivision | S L I C SOUTH ALLIGATOR LAKE AREA |
| Legal Lot Number | 106 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 43802 |
3932 Lakeview Acres Rd, residential vacant land, is owned by an individual who bought it in January 2022.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2970 WOOLRIDGE DR, ORLANDO, FL 32837-9060 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK |
| Dec 26, 2023 | Deed of Trust, Mortgage · Construction Mortgage CENTENNIAL BANK |
| Jan 26, 2022 | Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2022 · Amount on File |
| Deed Sale | Jan 26, 2022 · Amount on File |
| Deed Document Number | 2022013847 |
| Deed Book / Page | 6137 / 96 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3932 LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772-9043 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3932 LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772-9043 |
| Document Number | 0068461642 |
|---|---|
| Date | Sep 9, 2025 |
| Book Page | 6846/1642 |
| Instrument | 2025111729 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0065240884 |
|---|---|
| Date | Dec 26, 2023 |
| Book Page | 6524/884 |
| Instrument | 2023167118 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.62% |
| Type Change Date | Jan 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 5.62% |
| Max Rate At Change | 9.62% |
| Index | 1-Year T-Bill |
| Max Rate | 13.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 26, 2022 |
| Property Address | LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772 |
| Document Number | 0061370096 |
| Book / Page | 6137 / 96 |
| Map Reference | MB B PG 29 |
| Instrument Date | Jan 25, 2022 |
| Instrument | 2022013847 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $595.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3920 LAKEVIEW ACRES RD, SAINT CLOUD, FL 34772-9043 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2970 WOOLRIDGE DR, ORLANDO, FL 32837-9060 |
The 2025 property tax bill for 3932 Lakeview Acres Rd was $1,736.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,736.00 | $83,600 Land $83,600 | $83,600 Land $83,600 |
| 2023 | $783.00 (-35.66%) | $56,100 (+22.22%) Land $56,100 | $56,100 (+22.22%) Land $56,100 |
| 2022 | $1,217.00 | $45,900 Land $45,900 | $45,900 Land $45,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3932 Lakeview Acres Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 110 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 110 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3932 Lakeview Acres Rd is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| CenturyLink DSL | 140 / 20 |
5G (outdoors only) and 4G LTE
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